On 13/03/2012, at 7:38 AM, Peter Hinchliffe wrote:

> 
> On 12/03/2012, at 8:26 AM, cm wrote:
> 
>> Hi Peter,
>> 
>> Where the policy says "in control of the phone" is the implication that 
>> someone must snatch the phone from your daughter's hand or from in front of 
>> her if she is sitting at a cafe? That seems to be covering an extremely rare 
>> contingency.
>> 
>> Cheers,
>> Carlo
>> 
> 
> That would seem to be the case, although then the insurance company would 
> probably accuse her of being complicit in the theft…
> 
> The bottom line is that this ridiculous provision is written into the 
> document you sign when you take out the insurance, so there's really not much 
> to be done. It seems its much more simple to rely on your home contents 
> insurance to cover such loss.

Hi Peter,

Is you daughter still living at home with you? If so, depending on your ‘home & 
contents’ policy,  her iPhone could be covered under your insurance…

Cheers,
Ronni
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