Donnette- When you get the info about wage garnishment, could you recap it for us (unless its overly complicated to convey in this forum). Thanks- Anita Corriveau - Camden
Anita Corriveau WAYS to WORK Family Loan Program Center for Family Services 584 Benson Street Camden, NJ 08103 856-964-1990 ext. 295 856-964-0242 fax [EMAIL PROTECTED] ---------- Original Message ---------------------------------- From: "dwhiting" <[EMAIL PROTECTED]> Reply-To: [EMAIL PROTECTED] Date: Thu, 27 Feb 2003 09:02:13 -0500 >Thank you for the information I will get in touch with them. > >Donette >Family Services of Tidewater >Norfolk, VA > ----- Original Message ----- > From: Dave Washburn > To: [EMAIL PROTECTED] > Sent: Wednesday, February 26, 2003 7:11 PM > Subject: RE: [WTW] Repo Survey Please > > > Donette, > > I suggest you get in touch with Rick Burgholtzer in Rochester regarding this. I > understand his program uses this method of collection exclusively and doesn't do car > reposession. I believe Laurie Schaller in Buffalo also uses this method in > conjunction with car reposession. > > The good thing about wage garnishment is that you don't have to worry about > reposession costs. On the down side, staff time must be spent at court and you have > to know where (and if) the borrower is currently employed. > > Dave Washburn > Consuelo Foundation > Honolulu, HI > -----Original Message----- > From: [EMAIL PROTECTED] [mailto:[EMAIL PROTECTED] Behalf Of dwhiting > Sent: Wednesday, February 26, 2003 4:37 AM > To: [EMAIL PROTECTED] > Subject: Re: [WTW] Repo Survey Please > > > I would like to know more about wage garnishments. > > Donette > Norfolk, VA > ----- Original Message ----- > From: Dave Washburn > To: [EMAIL PROTECTED] > Sent: Tuesday, February 25, 2003 4:35 PM > Subject: RE: [WTW] Repo Survey Please > > > 1. No. While we think it's important to either garnish wages or repo the car to > show a consequence to non-payment, we don't want to put time & energy into making > people's credit report worse. > > 2. Haven't had the opportunity yet. The one car that was reposessed was in bad > shape. > > 3. So far, we've reposessed two cars and it wasn't really worth the cost. We > have used outside businesses to do reposession and disposal. At this point, I'm > favoring wage garnishment whenever possible, but I'm interested to hear from other > programs that have more experience in this area. > > Dave Washburn > Consuelo Foundation > > -----Original Message----- > From: [EMAIL PROTECTED] [mailto:[EMAIL PROTECTED] Behalf Of Dave Dougherty > Sent: Tuesday, February 25, 2003 10:47 AM > To: [EMAIL PROTECTED] > Subject: [WTW] Repo Survey Please > > > Hi all! > > I would appreciate your input on the following: > > 1) At some point, after repoing a car, do you/your lending partner, report > the repo to a CRA to get it on the defaulted borrower's credit report? > If you don't, please tell me why not? > > 2) Do you offer cars you have repoed to your borrowers? > > 3) What have you found to be the best way to dispose of a car you have repoed > in order to get the most dollars out of it? > > > Thanks, > > Dave Dougherty > Ways to Work > > Family Services Center > 600 St. Clair Ave. Bldg 3 > Huntsville, AL 35801 > (256) 551-1610 > > For information on Ways to Work, please visit: > http://www.fsc-hsv.org/fsc-wtw.htm > > > >
