Dennis:
> The banking lobby has been successful in stopping 
> all laws designed to protect customers from fraudulent 
> electronic withdrawals from their checking accounts.

In Germany, you simply go to the bank and cancel the 
unauthorized transaction, saying that it is indeed 
unauthorized and that's it. However you have to do this
within a certain period of time after the transaction,
I think it is six weeks or so. But you don't have to 
prove your case, you simply order your bank to cancel it
and that's it.

Cheers,
Tobias

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