Instead of the cancelled cheque try the cover page of pass book. 

-----Original Message-----
From: AccessIndia [mailto:accessindia-boun...@accessindia.org.in] On Behalf
Of Amiyo Biswas
Sent: 16 March 2017 08:33
To: AccessIndia: a list for discussing accessibility and issues concerning
the disabled.
Subject: Re: [AI] About Cheque facility to Customers Using LTI.

A young friend has to submit a cancelled cheque for her NPS account in the
office. She has not been provided with cheques as usual. We shall see what
we can do.

With best regards,
Amiyo Biswas
Cell: 9433464329

----- Original Message -----
From: "Vamshi. G" <gvamsh...@gmail.com>
To: "AccessIndia: a list for discussing accessibility and issues concerning
the disabled." <accessindia@accessindia.org.in>
Sent: Thursday, March 16, 2017 8:13 AM
Subject: Re: [AI] About Cheque facility to Customers Using LTI.


> Cheque is still compulsory for many activities like availing a bank 
> loan.  So it can not be dispensed away that easily.  And finger print 
> authentication has to be tested before implementing at a practical 
> level.  I think thats the reason  RBI is not making it compulsory.
> One solution is to lodge complaint to the next level or on the on line 
> customer care channel which goes to the centralised team.  There is a 
> chance that people at the top are usually aware of the provisions for 
> the disabled.  Of course, we can not expect every blind person to know 
> about all these.  May be some NGO can write about the ways of 
> complaining to bank officials on their Braille magzines so that the 
> awareness can reach  more and more people.
>
>
> On 3/15/17, Mahendra Galani <gal...@chello.at> wrote:
>> to avoid such insident, one should start useing other means.
>> and not inseest for cheque  book.
>> we can have ATM, Online transfar.
>>
>> At 08:24 PM 3/15/2017 +0530, you wrote:
>>>Hi, in my case with ICICI bank my cheque book has a print remarking 
>>>cheque of visually impaired person, but its of no use, recently when 
>>>I went to encash during the time of demonetation, and eventhough I 
>>>impressed my thumbprint in front of the bank officials, the manager 
>>>did not allow me to encash my cheque, instead he said me to bring my 
>>>mother who is as joint name and even when I informed that it is not a 
>>>joint account for withdrawal and the mode of ac is either or 
>>>surviver, the manager did not allow me to accept the cheque though I 
>>>was present there with my father...
>>>What humaliations do we till need to suffer ...
>>>What is the use of an account held or issue of cheque book issued if 
>>>it is of no use even at times of emergency...
>>>And all these took place in the same branch where the account was  
>>>opened...
>>>???
>>>
>>>
>>>On 3/15/17, George Abraham <geo...@eyeway.org> wrote:
>>> > I think the only way to resolve this issue is like in the Airlines 
>>> > at the time of ticket booking they mention that the traveller is 
>>> > blind and needs assistance. Likewise at the time of account 
>>> > opening, the bank must note down that the customer is blind. Then 
>>> > if there is a variation in signature, the client can be called up 
>>> > for verification. -----Original
>>> > Message-----
>>> > From: AccessIndia [mailto:accessindia-boun...@accessindia.org.in] 
>>> > On Behalf Of Nupur Jain (????? ???)
>>> > Sent: 15 March 2017 11:05
>>> > To: AccessIndia: a list for discussing accessibility and issues 
>>> > concerning the disabled.
>>> > Subject: Re: [AI] About Cheque facility to Customers Using LTI.
>>> >
>>> > I have got my account in Citi bank and they have never rejected my 
>>> > cheques as they have given a remark with my name and account in 
>>> > their data base.
>>> > Although, the verification happens in the backend, the team 
>>> > working on this task of verification also have the appropriate 
>>> > data about the customer.
>>> > Yes, they always call me before clearing my cheques.
>>> > I have tried to use HDFC but failed as they rejected my cheques 
>>> > everytime.
>>> > Hence, closed my account with them for their bad service.
>>> >
>>> >
>>> >
>>> > -----Original Message-----
>>> > From: AccessIndia [mailto:accessindia-boun...@accessindia.org.in] 
>>> > On Behalf Of Kotian, H P
>>> > Sent: Wednesday, March 15, 2017 10:43 AM
>>> > To: AccessIndia: a list for discussing accessibility and issues 
>>> > concerning the disabled.
>>> > Subject: Re: [AI] About Cheque facility to Customers Using LTI.
>>> >
>>> > Hi Aruni
>>> >
>>> > Yes, RBI has issued this instructions, however, the ground reality 
>>> > is different. In the good old days, it was the branch banking era, 
>>> > signature verification was done in the branches.They were aware of 
>>> > their blind customers and would do the suitable accomodations. 
>>> > However, it is no more branch banking and this process is done at 
>>> > the back end and there is total disconnect with the officials and 
>>> > the customers. As a result there is increased incidents of cheques 
>>> > getting returned because of signature mismatch.
>>> >
>>> > Those using thumb impression, the problem gets enhanced because, 
>>> > it is not possible by most to verify it on the computer monitor.
>>> > The effective solution was to have the computer to do that task.
>>> > Earlier,
>>> > TCS had done some significant work on it. I understand, they have 
>>> > shelved the project as the present advances in alternative methods 
>>> > like ePayment is more effective than the paper based instruments.
>>> >
>>> > I am aware, many would frown at this, butthis is the stark 
>>> > reality. It is necessary to keep in pace with changing times. 
>>> > Internal processes do differ from one bank to another. In the 
>>> > interim, if you can find such contacts as Sweety has suggested, 
>>> > you can take it up. In the long run of course, you need to take 
>>> > measure to change.
>>> >
>>> >
>>> > Harish Kotian
>>> >
>>> >
>>> > -----Original Message-----
>>> > From: AccessIndia [mailto:accessindia-boun...@accessindia.org.in] 
>>> > On Behalf Of Aruni Sharma
>>> > Sent: Wednesday, March 15, 2017 9:47 AM
>>> > To: AccessIndia: a list for discussing accessibility and issues 
>>> > concerning the disabled. <accessindia@accessindia.org.in>
>>> > Subject: Re: [AI] About Cheque facility to Customers Using LTI.
>>> >
>>> > Hi, Rbi has instructed banks to facilitate the use of all services 
>>> > including cheque facility. But the convenient argument from the 
>>> > bank side is that they do not have any LTI verification method. 
>>> > Though I convinced my bank to issue a cheque book,, they have told 
>>> > me that  my cheques will only be entertained if the signatures 
>>> > match exactly, which  is not the case 99% of times. This has 
>>> > effectively barred me from using cheques for banking transactions.
>>> > Thanks and regards,
>>> >
>>> >
>>> > Thanks and regards,
>>> > Dr. Aruni Sharma.
>>> > Associate Professor, Dept. of Political Science, JNPG College, 
>>> > Lucknow, India.
>>> > twitter: www.twitter.com/arunisharma
>>> > facebook: www.facebook.com/arunisharma
>>> > Skype: arunisha...@outlook.com
>>> >
>>> >
>>> >
>>> > On 15 March 2017 at 08:33, Amiyo Biswas <am...@bpa.org.in> wrote:
>>> >
>>> >> Hello,
>>> >>
>>> >> I was going through the RBI guidelines of 2012. It mentions third
>>> >> party cheque, not clearly anything about cheque facility for 
>>> >> customers
>>> > using LTI.
>>> >> Bearer cheques are also called third party cheques. Would someone 
>>> >> make
>>> >> it clear how an LTI user will use a cheque facility? I have to 
>>> >> explain
>>> >> to a bank soon.
>>> >>
>>> >> With best regards,
>>> >> Amiyo Biswas
>>> >> Cell: 9433464329
>>> >>
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>>
>>
>>
>> with warm regards
>> Mahendra Galani
>> Whatsapp/Viber/Skype/Imo/Facetime +43 699 174 555 95
>> Festnetz +43 1 961 77 47
>> Addresse, Arneth gasse 45/2/2
>> 1160 Vienna, Austria, Europe
>>
>>
>>
>>
>>
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>
>
> -- 
> G. Vamshi
> Mobile: +91 9949349497
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>
> WWW.VIBEWA.ORG
> EQUALITY AND DIGNITY
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sent through this mailing list..



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