You can contact me. I will connect you to the agent from where I have taken
my insurance.. he will explain you everything.
My contact number is 7009912335

Thank you Jyoti malik Programme manager Radio udaan Website
www.radioudaan.com Email [email protected] [email protected]


On Wed, 11 Feb 2026 at 5:42 AM, Manoj Govindraj <[email protected]>
wrote:

> Hello Nitinbhai and Jyoti,
> Thank you so much for sharing this information. How do I apply for Niva
> BupaHealth Insurance?
>
> Warm regards,
> Manoj
>
> http://www.swar-ras.com
>
> On Feb 10, 2026, at 9:02 PM, nitinbhai patel <[email protected]>
> wrote:
>
> 
>
> Hi everyone,
>
> I wanted to clarify a few points regarding Niva Bupa based on my
> experience. According to my agent, the only standard exclusion is
> dental-related issues, unless they are caused by an accidental injury. Most
> companies follow this same policy for dental care. I am not aware of any
> specific exclusions for eye-related issues, but I will confirm this
> tomorrow.
>
> Otherwise, Jyoti is correct—the policy covers everything from the start.
> They also provide one free full-body checkup every year. In my case, I
> disclosed my diabetes, and it was covered after the initial 30-day waiting
> period. I have already utilized the free health checkup, which is valued at
> approximately ₹3,000. Additionally, I received a 30% discount by paying a
> three-year premium upfront.
>
> Best regards,
>
> Nitinbhai Patel
>
>
>
> On Tue, 10 Feb, 2026, 8:57 pm jyoti malik, <[email protected]>
> wrote:
>
>> Yes, Niva Bupa Max health insurance is giving insurance to visually
>>  impaired people. Only the restriction is that they don’t ensure I related
>> problems. Other than that, they cover everything. And one can get claim,
>> also  if the case is genuine
>>
>>
>> Thank you Jyoti malik Programme manager Radio udaan Website
>> www.radioudaan.com Email [email protected] [email protected]
>>
>>
>> On Tue, 10 Feb 2026 at 8:26 PM, Megha <[email protected]> wrote:
>>
>>> Hi everyone,
>>>
>>> I wanted to share my thoughts as I’m also visually impaired and
>>> understand firsthand how difficult it is to get health insurance. In many
>>> cases, insurers are hesitant or outright unwilling to offer policies to
>>> visually impaired people, which makes the process frustrating and
>>> exhausting.
>>>
>>> Recently, I’ve started working with a few insurers to help members of
>>> our community get health insurance and better understand what options are
>>> realistically available. I’m trying to bridge this gap as someone who has
>>> faced the same challenges.
>>>
>>> If anyone needs help or guidance around health insurance, feel free to
>>> reach out to me. Happy to help in any way I can.
>>>
>>> Regards,
>>> Megha Rakhecha
>>> mobile: 9711154808
>>>
>>> On Feb 10, 2026, at 6:45 PM, nitinbhai patel <[email protected]>
>>> wrote:
>>>
>>> 
>>>
>>>
>>>
>>> I currently have Niva Bupa health insurance. My policy explicitly
>>> mentions that I am visually impaired, and I have provided my disability
>>> certificate as documentation. Because this is disclosed, blindness should
>>> not be a basis for claim rejection. In my experience, I believe it is a
>>> good brand to consider.
>>>
>>> Best regards,
>>>
>>> Nitinbhai Patel
>>>
>>>
>>>
>>> On Tue, 10 Feb, 2026, 6:39 pm Vatsala R.J, <[email protected]>
>>> wrote:
>>>
>>>> This is even my concern also please let me know about health insurance
>>>> for people with visual impairment not with policybazaar or other third
>>>> party but any private good insurance company who has good claim results
>>>>
>>>> On Tue, Feb 10, 2026, 4:29 PM sagar Verma <[email protected]>
>>>> wrote:
>>>>
>>>>> My curiosity is, are you able to claim it? Given no Indian
>>>>> citizenship? Because OCI obviously has restrictions so I wouldn’t even
>>>>> think about insurance in India.
>>>>>
>>>>> Sent from my iPhone
>>>>>
>>>>>
>>>>> On Tue, 10 Feb 2026 at 16:26, Manoj Govindraj <[email protected]>
>>>>> wrote:
>>>>>
>>>>>> Hello friends,
>>>>>> I am looking for the best option for a private health insurance in
>>>>>> India for visually impaired persons. This is for myself residing in 
>>>>>> Mumbai.
>>>>>> Please do advise as to apply for the same.
>>>>>>
>>>>>> Thanks and warm regards,
>>>>>> Manoj
>>>>>>
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through this mailing list..


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