Hello Nitinbhai and Jyoti, Thank you so much for sharing this information. How do I apply for Niva BupaHealth Insurance?
Warm regards, Manoj
http://www.swar-ras.com Hi everyone, I wanted to clarify a few points regarding Niva Bupa based on my experience. According to my agent, the only standard exclusion is dental-related issues, unless they are caused by an accidental injury. Most companies follow this same policy for dental care. I am not aware of any specific exclusions for eye-related issues, but I will confirm this tomorrow. Otherwise, Jyoti is correct—the policy covers everything from the start. They also provide one free full-body checkup every year. In my case, I disclosed my diabetes, and it was covered after the initial 30-day waiting period. I have already utilized the free health checkup, which is valued at approximately ₹3,000. Additionally, I received a 30% discount by paying a three-year premium upfront. Best regards, Nitinbhai Patel
Yes, Niva Bupa Max health insurance is giving insurance to visually impaired people. Only the restriction is that they don’t ensure I related problems. Other than that, they cover everything. And one can get claim, also if the case is genuine
Hi everyone,
I wanted to share my thoughts as I’m also visually impaired and understand firsthand how difficult it is to get health insurance. In many cases, insurers are hesitant or outright unwilling to offer policies to visually impaired people, which makes the process frustrating and exhausting.
Recently, I’ve started working with a few insurers to help members of our community get health insurance and better understand what options are realistically available. I’m trying to bridge this gap as someone who has faced the same challenges.
If anyone needs help or guidance around health insurance, feel free to reach out to me. Happy to help in any way I can.
Regards, Megha Rakhecha mobile: 9711154808
I currently have Niva Bupa health insurance. My policy explicitly mentions that I am visually impaired, and I have provided my disability certificate as documentation. Because this is disclosed, blindness should not be a basis for claim rejection. In my experience, I believe it is a good brand to consider. Best regards, Nitinbhai Patel
This is even my concern also please let me know about health insurance for people with visual impairment not with policybazaar or other third party but any private good insurance company who has good claim results
My curiosity is, are you able to claim it? Given no Indian citizenship? Because OCI obviously has restrictions so I wouldn’t even think about insurance in India.
Hello friends,
I am looking for the best option for a private health insurance in India for visually impaired persons. This is for myself residing in Mumbai. Please do advise as to apply for the same.
Thanks and warm regards,
Manoj
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