Hi everyone, I wanted to clarify a few points regarding Niva Bupa based on my experience. According to my agent, the only standard exclusion is dental-related issues, unless they are caused by an accidental injury. Most companies follow this same policy for dental care. I am not aware of any specific exclusions for eye-related issues, but I will confirm this tomorrow.
Otherwise, Jyoti is correct—the policy covers everything from the start. They also provide one free full-body checkup every year. In my case, I disclosed my diabetes, and it was covered after the initial 30-day waiting period. I have already utilized the free health checkup, which is valued at approximately ₹3,000. Additionally, I received a 30% discount by paying a three-year premium upfront. Best regards, Nitinbhai Patel On Tue, 10 Feb, 2026, 8:57 pm jyoti malik, <[email protected]> wrote: > Yes, Niva Bupa Max health insurance is giving insurance to visually > impaired people. Only the restriction is that they don’t ensure I related > problems. Other than that, they cover everything. And one can get claim, > also if the case is genuine > > > Thank you Jyoti malik Programme manager Radio udaan Website > www.radioudaan.com Email [email protected] [email protected] > > > On Tue, 10 Feb 2026 at 8:26 PM, Megha <[email protected]> wrote: > >> Hi everyone, >> >> I wanted to share my thoughts as I’m also visually impaired and >> understand firsthand how difficult it is to get health insurance. In many >> cases, insurers are hesitant or outright unwilling to offer policies to >> visually impaired people, which makes the process frustrating and >> exhausting. >> >> Recently, I’ve started working with a few insurers to help members of our >> community get health insurance and better understand what options are >> realistically available. I’m trying to bridge this gap as someone who has >> faced the same challenges. >> >> If anyone needs help or guidance around health insurance, feel free to >> reach out to me. Happy to help in any way I can. >> >> Regards, >> Megha Rakhecha >> mobile: 9711154808 >> >> On Feb 10, 2026, at 6:45 PM, nitinbhai patel <[email protected]> >> wrote: >> >> >> >> >> >> I currently have Niva Bupa health insurance. My policy explicitly >> mentions that I am visually impaired, and I have provided my disability >> certificate as documentation. Because this is disclosed, blindness should >> not be a basis for claim rejection. In my experience, I believe it is a >> good brand to consider. >> >> Best regards, >> >> Nitinbhai Patel >> >> >> >> On Tue, 10 Feb, 2026, 6:39 pm Vatsala R.J, <[email protected]> wrote: >> >>> This is even my concern also please let me know about health insurance >>> for people with visual impairment not with policybazaar or other third >>> party but any private good insurance company who has good claim results >>> >>> On Tue, Feb 10, 2026, 4:29 PM sagar Verma <[email protected]> >>> wrote: >>> >>>> My curiosity is, are you able to claim it? Given no Indian citizenship? >>>> Because OCI obviously has restrictions so I wouldn’t even think about >>>> insurance in India. >>>> >>>> Sent from my iPhone >>>> >>>> >>>> On Tue, 10 Feb 2026 at 16:26, Manoj Govindraj <[email protected]> >>>> wrote: >>>> >>>>> Hello friends, >>>>> I am looking for the best option for a private health insurance in >>>>> India for visually impaired persons. This is for myself residing in >>>>> Mumbai. >>>>> Please do advise as to apply for the same. >>>>> >>>>> Thanks and warm regards, >>>>> Manoj >>>>> >>>>> -- >>>>> Disclaimer: >>>>> 1. Contents of the mails, factual, or otherwise, reflect the thinking >>>>> of the person sending the mail and AI in no way relates itself to its >>>>> veracity; >>>>> >>>>> 2. 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AI cannot be held liable for any commission/omission based on the >> mails sent through this mailing list.. >> >> >> Search for old postings at: >> http://www.mail-archive.com/[email protected]/ >> --- >> You received this message because you are subscribed to the Google Groups >> "AccessIndia" group. >> To unsubscribe from this group and stop receiving emails from it, send an >> email to [email protected]. >> To view this discussion visit >> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/DB88119B-C11E-4525-97EE-E582C97F9651%40gmail.com >> <https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/DB88119B-C11E-4525-97EE-E582C97F9651%40gmail.com?utm_medium=email&utm_source=footer> >> . >> > -- > Disclaimer: > 1. Contents of the mails, factual, or otherwise, reflect the thinking of > the person sending the mail and AI in no way relates itself to its veracity; > > 2. 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