Hi everyone,
I wanted to clarify a few points regarding Niva Bupa based on my
experience. According to my agent, the only standard exclusion is
dental-related issues, unless they are caused by an accidental injury.
Most companies follow this same policy for dental care. I am not aware
of any specific exclusions for eye-related issues, but I will confirm
this tomorrow.
Otherwise, Jyoti is correct—the policy covers everything from the
start. They also provide one free full-body checkup every year. In my
case, I disclosed my diabetes, and it was covered after the initial
30-day waiting period. I have already utilized the free health
checkup, which is valued at approximately ₹3,000. Additionally, I
received a 30% discount by paying a three-year premium upfront.
Best regards,
Nitinbhai Patel
On Tue, 10 Feb, 2026, 8:57 pm jyoti malik, <[email protected]>
wrote:
Yes, Niva Bupa Max health insurance is giving insurance to
visually impaired people. Only the restriction is that they don’t
ensure I related problems. Other than that, they cover everything.
And one can get claim, also if the case is genuine
Thank you Jyoti malik Programme manager Radio udaan Website
www.radioudaan.com <http://www.radioudaan.com> Email
[email protected] [email protected]
On Tue, 10 Feb 2026 at 8:26 PM, Megha <[email protected]>
wrote:
Hi everyone,
I wanted to share my thoughts as I’m also visually impaired
and understand firsthand how difficult it is to get health
insurance. In many cases, insurers are hesitant or outright
unwilling to offer policies to visually impaired people, which
makes the process frustrating and exhausting.
Recently, I’ve started working with a few insurers to help
members of our community get health insurance and better
understand what options are realistically available. I’m
trying to bridge this gap as someone who has faced the same
challenges.
If anyone needs help or guidance around health insurance, feel
free to reach out to me. Happy to help in any way I can.
Regards,
Megha Rakhecha
mobile: 9711154808
On Feb 10, 2026, at 6:45 PM, nitinbhai patel
<[email protected]> wrote:
I currently have Niva Bupa health insurance. My policy
explicitly mentions that I am visually impaired, and I have
provided my disability certificate as documentation. Because
this is disclosed, blindness should not be a basis for claim
rejection. In my experience, I believe it is a good brand to
consider.
Best regards,
Nitinbhai Patel
On Tue, 10 Feb, 2026, 6:39 pm Vatsala R.J,
<[email protected]> wrote:
This is even my concern also please let me know about
health insurance for people with visual impairment not
with policybazaar or other third party but any private
good insurance company who has good claim results
On Tue, Feb 10, 2026, 4:29 PM sagar Verma
<[email protected]> wrote:
My curiosity is, are you able to claim it? Given no
Indian citizenship? Because OCI obviously has
restrictions so I wouldn’t even think about insurance
in India.
Sent from my iPhone
On Tue, 10 Feb 2026 at 16:26, Manoj Govindraj
<[email protected]> wrote:
Hello friends,
I am looking for the best option for a private
health insurance in India for visually impaired
persons. This is for myself residing in Mumbai.
Please do advise as to apply for the same.
Thanks and warm regards,
Manoj
--
Disclaimer:
1. Contents of the mails, factual, or otherwise,
reflect the thinking of the person sending the
mail and AI in no way relates itself to its veracity;
2. AI cannot be held liable for any
commission/omission based on the mails sent
through this mailing list..
Search for old postings at:
http://www.mail-archive.com/[email protected]/
---
You received this message because you are
subscribed to the Google Groups "AccessIndia" group.
To unsubscribe from this group and stop receiving
emails from it, send an email to
[email protected]
<mailto:accessindia%[email protected]>.
To view this discussion visit
https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/60AC3FAA-837A-4836-90D1-77479AFF995D%40gmail.com.
--
Disclaimer:
1. Contents of the mails, factual, or otherwise,
reflect the thinking of the person sending the mail
and AI in no way relates itself to its veracity;
2. AI cannot be held liable for any
commission/omission based on the mails sent through
this mailing list..
Search for old postings at:
http://www.mail-archive.com/[email protected]/
---
You received this message because you are subscribed
to the Google Groups "AccessIndia" group.
To unsubscribe from this group and stop receiving
emails from it, send an email to
[email protected].
To view this discussion visit
https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CADwy9hdew1HA9i-fNKzEJ35Ry3HsG8dFYaF2m-8JbnFz8kHF-Q%40mail.gmail.com
<https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CADwy9hdew1HA9i-fNKzEJ35Ry3HsG8dFYaF2m-8JbnFz8kHF-Q%40mail.gmail.com?utm_medium=email&utm_source=footer>.
--
Disclaimer:
1. Contents of the mails, factual, or otherwise, reflect
the thinking of the person sending the mail and AI in no
way relates itself to its veracity;
2. AI cannot be held liable for any commission/omission
based on the mails sent through this mailing list..
Search for old postings at:
http://www.mail-archive.com/[email protected]/
---
You received this message because you are subscribed to
the Google Groups "AccessIndia" group.
To unsubscribe from this group and stop receiving emails
from it, send an email to
[email protected].
To view this discussion visit
https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CALD6JxBGm6EhGBqSnNFOzS8dGEUfwJBBLppNZiBrw3ybKRrkiw%40mail.gmail.com
<https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CALD6JxBGm6EhGBqSnNFOzS8dGEUfwJBBLppNZiBrw3ybKRrkiw%40mail.gmail.com?utm_medium=email&utm_source=footer>.
--
Disclaimer:
1. Contents of the mails, factual, or otherwise, reflect the
thinking of the person sending the mail and AI in no way
relates itself to its veracity;
2. AI cannot be held liable for any commission/omission based
on the mails sent through this mailing list..
Search for old postings at:
http://www.mail-archive.com/[email protected]/
---
You received this message because you are subscribed to the
Google Groups "AccessIndia" group.
To unsubscribe from this group and stop receiving emails from
it, send an email to [email protected].
To view this discussion visit
https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAOgfkt%3D6dDPFzcOH-%2Be0ZVEm2_NW_L_6%2BNuOQDPGZvNpS4XKwg%40mail.gmail.com
<https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAOgfkt%3D6dDPFzcOH-%2Be0ZVEm2_NW_L_6%2BNuOQDPGZvNpS4XKwg%40mail.gmail.com?utm_medium=email&utm_source=footer>.
--
Disclaimer:
1. Contents of the mails, factual, or otherwise, reflect the
thinking of the person sending the mail and AI in no way
relates itself to its veracity;
2. AI cannot be held liable for any commission/omission based
on the mails sent through this mailing list..
Search for old postings at:
http://www.mail-archive.com/[email protected]/
---
You received this message because you are subscribed to the
Google Groups "AccessIndia" group.
To unsubscribe from this group and stop receiving emails from
it, send an email to [email protected].
To view this discussion visit
https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/DB88119B-C11E-4525-97EE-E582C97F9651%40gmail.com
<https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/DB88119B-C11E-4525-97EE-E582C97F9651%40gmail.com?utm_medium=email&utm_source=footer>.
--
Disclaimer:
1. Contents of the mails, factual, or otherwise, reflect the
thinking of the person sending the mail and AI in no way relates
itself to its veracity;
2. AI cannot be held liable for any commission/omission based on
the mails sent through this mailing list..
Search for old postings at:
http://www.mail-archive.com/[email protected]/
---
You received this message because you are subscribed to the Google
Groups "AccessIndia" group.
To unsubscribe from this group and stop receiving emails from it,
send an email to [email protected].
To view this discussion visit
https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAJ6JgyaAupg_NgeYwMNHNNArDU2yW1%3DAQrS6pCofddJaiDxqLg%40mail.gmail.com
<https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAJ6JgyaAupg_NgeYwMNHNNArDU2yW1%3DAQrS6pCofddJaiDxqLg%40mail.gmail.com?utm_medium=email&utm_source=footer>.
--
Disclaimer:
1. Contents of the mails, factual, or otherwise, reflect the thinking
of the person sending the mail and AI in no way relates itself to its
veracity;
2. AI cannot be held liable for any commission/omission based on the
mails sent through this mailing list..
Search for old postings at:
http://www.mail-archive.com/[email protected]/
---
You received this message because you are subscribed to the Google
Groups "AccessIndia" group.
To unsubscribe from this group and stop receiving emails from it, send
an email to [email protected].
To view this discussion visit
https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAOgfktn%3DvVbfKaeOGCsqLW35v_mEamTPD6fK%3DFVvALSh7XY41w%40mail.gmail.com
<https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAOgfktn%3DvVbfKaeOGCsqLW35v_mEamTPD6fK%3DFVvALSh7XY41w%40mail.gmail.com?utm_medium=email&utm_source=footer>.
