Dear Vaibhav,
I am writing to address your response, as it fundamentally mischaracterizes my previous email and introduces accusations that have no basis in what I wrote. Let me be entirely clear: 1. No one used disability as a "shield." Pointing out how a financial policy disproportionately impacts a marginalized community is not a shield; it is a core advocacy issue. Dismissing lived realities as "emotional" overlooks the actual hurdles faced daily. 2. No one claimed anyone abused me, nor did I demand that people stay silent. My point was—and remains—that healthy debate thrives on facts and mutual respect, not on dismissing community concerns as "exaggerations." It is clear you are speaking from a position that does not account for the reality of navigating these systems with a disability. You speak of "policy running on data," yet you overlook the data of our daily lives. You seem unaware of the systematic inaccessibility of traditional banking applications and the physical impossibility of juggling a cane, a phone, and currency notes in a crowded, noisy market to verify a transaction. For many of us, UPI is not just a payment method; it is a vital tool for autonomy. We rely on it to pay for daily essentials, school fees, and significant life expenses. This is not a "blanket justification"—it is our liberty and our freedom. When these costs are imposed, they function as a tax on our disability, regardless of whether it is paid directly or indirectly. What you may view as a minor fee for "service upkeep," we view as a barrier to our independence. Furthermore, this is the second time I have been personally addressed and targeted in this manner on this forum, and I truly do not appreciate it. I would have been open to discussing the merits of the policy based on data and facts, but I will not engage with misrepresentations of my character or motives, and I do not wish to engage any further on this topic or debate this subject any longer. From: [email protected] <[email protected]> On Behalf Of Vaibhav Bhandari Sent: Tuesday, August 11, 2026 10:19 PM To: [email protected] Subject: Re: [AI] UPI TRANSACTIONS WILL SHORTLY BECOME CHARGEBLE Hi Mister Kayne, There is a limit to double standards. In the same breath, you preach listening to and respecting everyone's views, while using disability as a shield to force compliance under the guise of "unity." As you said, people have the freedom to oppose ideas, yet you are actively imposing your own viewpoint without considering those who disagree (in your own words). Respect is a two-way street. What you are essentially saying is that being countered makes you feel unsafe. No one abused you, and the replies were entirely polite. You emphasize that all members have the liberty to express themselves and ask questions, but that liberty goes both ways. It extends to questioning a proposal, no matter how sensitive the topic is to this community. Using "respect" and "safe space" rhetoric to shut down critique defeats the very purpose of an open forum. Shall we all just sit at home without commenting and let a few people make every decision? That would certainly strengthen unity, never mind the fact that it'd be a mere illusion. Questioning or opposing the narrative that transaction charges on UPI will badly affect the PWD community, which is being used as a blanket justification for a broader group policy, is a fair point of debate. Please note that in the eight replies to the first email in this thread, not a single person took even five minutes to research this policy. The arguments had no factual foundation, even though basic fact-checking takes less than five minutes. Policy runs on data, not emotions. Even if this policy were applied to consumers, is it not right to pay a 0.5% to 1.1% fee for the upkeep of a service you rely on? Do you expect the government to continuously maintain it at a loss? By that same logic which you guys put forward, should we also exempt PWDs from paying credit card charges, utility bills, or mobile recharges? Standing united on a group decision requires rigorous vetting of every argument. Asking for unity without debate is just an attempt to enforce compliance under the guise of harmony. On Tue, Aug 11, 2026 at 9:17 PM 'Mister Kayne' via AccessIndia <[email protected] <mailto:[email protected]> > wrote: Thank you for expressing your feelings and your views. You need to understand that all members of this group have the same liberties as you to express themselves. So if they feel that they need more clarity on the situation and subject, then they will reach out to the group assuming that it is a safe place for them to ask and share their thoughts and concerns. We need to respect that and be very respectful to them. After all we have to stand united on such decisions irrespective of it impacts us directly or indirectly. These are facts and not just over exaggerated comments: taking refuge of UPI? and that is too in name of blindness with showing causes like convinience, currency notes being not accessible etc Let us not impose our views without taking into consideration the views of other members of the group. Warm regards, <https://www.blogger.com/profile/04580049257592982490> Mister Kayne Author: The Somebody, Nobody, Anybody <https://www.mister-kayne.com/> & Everybody Blog! SHOW LOVE <https://www.mister-kayne.com/p/be-awesome-show-your-love-for-somebody.html> | SHOP LOVE <https://www.amazon.in/?&linkCode=sl2&tag=misterkayne-21&linkId=551b8e93e78c38c5ed1d03fe84332eb1&ref_=as_li_ss_tl> | Contact Me <mailto:[email protected]> Sent from iPhone ® On 11 Aug 2026, at 2:28 PM, Sandesh <[email protected] <mailto:[email protected]> > wrote: taking refuge of UPI? and that is too in name of blindness with showing causes like convinience, currency notes being not accessible etc -- Disclaimer: 1. Contents of the mails, factual, or otherwise, reflect the thinking of the person sending the mail and AI in no way relates itself to its veracity; 2. AI cannot be held liable for any commission/omission based on the mails sent through this mailing list.. Search for old postings at: http://www.mail-archive.com/[email protected]/ --- You received this message because you are subscribed to the Google Groups "AccessIndia" group. To unsubscribe from this group and stop receiving emails from it, send an email to [email protected] <mailto:[email protected]> . To view this discussion visit https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CA55B24C-8F96-40F1-BDA6-1DF03ACC07BF%40mister-kayne.com <https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CA55B24C-8F96-40F1-BDA6-1DF03ACC07BF%40mister-kayne.com?utm_medium=email&utm_source=footer> . -- Thanks/regards: Vaibhav Bhandari -- Disclaimer: 1. Contents of the mails, factual, or otherwise, reflect the thinking of the person sending the mail and AI in no way relates itself to its veracity; 2. AI cannot be held liable for any commission/omission based on the mails sent through this mailing list.. Search for old postings at: http://www.mail-archive.com/[email protected]/ --- You received this message because you are subscribed to the Google Groups "AccessIndia" group. To unsubscribe from this group and stop receiving emails from it, send an email to [email protected] <mailto:[email protected]> . To view this discussion visit https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CADDLUp3PaNE6QLyDsXqoGNJ8MjqB4PA-sxX6ffq1rC2oNnLNug%40mail.gmail.com <https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CADDLUp3PaNE6QLyDsXqoGNJ8MjqB4PA-sxX6ffq1rC2oNnLNug%40mail.gmail.com?utm_medium=email&utm_source=footer> . -- Disclaimer: 1. Contents of the mails, factual, or otherwise, reflect the thinking of the person sending the mail and AI in no way relates itself to its veracity; 2. AI cannot be held liable for any commission/omission based on the mails sent through this mailing list.. Search for old postings at: http://www.mail-archive.com/[email protected]/ --- You received this message because you are subscribed to the Google Groups "AccessIndia" group. To unsubscribe from this group and stop receiving emails from it, send an email to [email protected]. To view this discussion visit https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/00d301dd29bb%24228bbfb0%2467a33f10%24%40mister-kayne.com.
