Thank you, Ajay ji; your explanation was right on the mark. On Mon, Aug 10, 2026 at 1:29 PM Ajay Minocha <[email protected]> wrote:
> It's a gross misunderstanding, before GST there were a different level of > state and central taxes including service tax, VAT etc. > In some states some things have become cheaper whereas others have become > expensive because of one uniform rate instead of their own VAT which were > not uniform across the country. GST on Fuel would be indeed a welcome step > whenever it happens. > Another reason of perceived higher prices is reporting requirements being > stricter which is necessary given the wider objective of government to > increase the share of indirect taxes and reduce income tax burden. > And when it comes to UPI, given the volume and potential of cross-border > payments, it can never happen without a sustainable revenue model for the > service providers. UPI has given India a much-needed chance to end the > duopoly of Visa and Mastercard which is pertinent for our sovereignty as a > developing economy. > > Hope this helps, > Ajay > > On Sat, 8 Aug 2026 at 20:52, anirudh rao <[email protected]> > wrote: > >> even though the small vendors and retailers are kept away from the >> charges, ultimately the cost will be borne by the retailer/customer. >> we have seen how GST increased the charges of everything. >> >> On Sat, Aug 8, 2026 at 8:35 AM Ved Prakash Sharma < >> [email protected]> wrote: >> >>> Yes, you are right. I just got this news through morning news of all >>> Indian Radio that small users and traders will be kept away of any charges. >>> ------------------------------ >>> *From:* [email protected] <[email protected]> >>> on behalf of UDIT Pandey <[email protected]> >>> *Sent:* Friday, August 7, 2026 9:29 AM >>> *To:* [email protected] <[email protected]> >>> *Subject:* Re: [AI] UPI TRANSACTIONS WILL SHORTLY BECOME CHARGEBLE >>> >>> Dear Ved, Mister Kayne, and members, >>> >>> To look at this with an example, please correct me if I am wrong, but my >>> understanding is that payments below ₹2,000 will not be charged. >>> >>> Furthermore, these charges may not apply to local stores at all. The >>> fees will likely only affect transactions with larger, reputed brands. For >>> instance, on a purchase of ₹10,000 from a major brand, a charge of 0.2% or >>> 0.3% would amount to roughly ₹30 or ₹50. >>> >>> While this is not yet officially confirmed, there is a strong >>> possibility that consumers won't have to bear this cost directly. Major >>> brands generally have the financial infrastructure to absorb these >>> expenses, meaning an extra ₹30 or ₹40 on a ₹10,000 purchase could easily be >>> exempted or covered by the merchant. >>> >>> I would welcome any thoughts or clarifications on this from the group. >>> >>> Warm regards, >>> >>> Udit Pandey >>> Phone & WhatsApp: +91 99909 55800 >>> Email: [email protected] >>> Instagram: udit.pandey123 >>> >>> Warm regards, >>> Udit Pandey >>> >>> 📱 Phone & WhatsApp: +91 99909 55800 >>> 📧 Email: [email protected] >>> 📸 Instagram: udit.pandey123 >>> >>> 🙏 Wishing you and your loved ones safety, peace, and strength. >>> 🕊 Let us speak no evil, see no evil, and hear no evil. >>> >>> >>> >>> On Fri, Aug 7, 2026 at 9:11 AM 'Mister Kayne' via AccessIndia < >>> [email protected]> wrote: >>> >>> Dear Bhawani and members, >>> >>> Thank you for sharing this update. This news is quite concerning, >>> especially for daily users who rely heavily on UPI for routine transactions >>> like utility bills, transport, and grocery shopping. >>> >>> Given how essential UPI has become for accessibility and independent >>> living—particularly for persons with disabilities who depend on >>> screen-reader-friendly applications like Google Pay—introducing charges >>> will add a significant financial burden over time. >>> >>> I wanted to ask the group: Is there a way we can collectively lobby for >>> exceptions or policy exemptions? Specifically, can structured >>> representations be made to bodies like the NPCI, RBI, or relevant >>> ministries to exempt accessibility-focused use cases, micro-transactions, >>> or essential utility payments from these proposed fees? >>> >>> Would appreciate thoughts or guidance from members on how a formal >>> advocacy effort or representation could be initiated on this. >>> >>> Warm regards, >>> Mister Kayne >>> Author: The Somebody, Nobody, Anybody & Everybody Blog! >>> SHOW LOVE | SHOP LOVE | Contact Me >>> >>> >>> -----Original Message----- >>> From: [email protected] <[email protected]> >>> On Behalf Of BHAWANI SHANKAR VERMA >>> Sent: Friday, August 7, 2026 8:19 AM >>> To: [email protected] >>> Subject: [AI] UPI TRANSACTIONS WILL SHORTLY BECOME CHARGEBLE >>> >>> Dear group, >>> >>> >>> Unified Payments Interface (UPI) transactions will shortly become >>> chargeable pursuant to the recent amendment to the Payment and Settlement >>> Systems Act, 2007. By virtue of this amendment, Parliament has conferred >>> authority upon banks and other financial institutions to levy a nominal fee >>> on UPI transactions. >>> The rationale underlying this legislative change is to ensure the >>> sustainable maintenance and operation of UPI infrastructure by banks and >>> payment service providers. At present, Real Time Gross Settlement (RTGS) >>> and National Electronic Funds Transfer (NEFT) transactions fall within the >>> category of chargeable payment services, whereas UPI transactions had >>> hitherto been exempted. The amendment seeks to harmonize the regulatory >>> framework by bringing UPI transactions within the ambit of chargeable >>> services, thereby aligning them with other established modes of electronic >>> fund transfer. >>> >>> this is for information only, >>> >>> >>> Bhawani >>> >>> >>> -- >>> Disclaimer: >>> 1. Contents of the mails, factual, or otherwise, reflect the thinking of >>> the person sending the mail and AI in no way relates itself to its veracity; >>> >>> 2. AI cannot be held liable for any commission/omission based on the >>> mails sent through this mailing list.. >>> >>> >>> Search for old postings at: >>> http://www.mail-archive.com/[email protected]/ >>> --- >>> You received this message because you are subscribed to the Google >>> Groups "AccessIndia" group. >>> To unsubscribe from this group and stop receiving emails from it, send >>> an email to [email protected]. >>> To view this discussion visit >>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/281fd0d6-94f2-4837-a5fa-62e4f03b5af2%40gmail.com >>> . >>> >>> -- >>> Disclaimer: >>> 1. Contents of the mails, factual, or otherwise, reflect the thinking of >>> the person sending the mail and AI in no way relates itself to its veracity; >>> >>> 2. AI cannot be held liable for any commission/omission based on the >>> mails sent through this mailing list.. >>> >>> >>> Search for old postings at: >>> http://www.mail-archive.com/[email protected]/ >>> --- >>> You received this message because you are subscribed to the Google >>> Groups "AccessIndia" group. >>> To unsubscribe from this group and stop receiving emails from it, send >>> an email to [email protected]. >>> To view this discussion visit >>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/009501dd261e%24a6887ce0%24f39976a0%24%40mister-kayne.com >>> . >>> >>> -- >>> Disclaimer: >>> 1. Contents of the mails, factual, or otherwise, reflect the thinking of >>> the person sending the mail and AI in no way relates itself to its veracity; >>> >>> 2. AI cannot be held liable for any commission/omission based on the >>> mails sent through this mailing list.. >>> >>> >>> Search for old postings at: >>> http://www.mail-archive.com/[email protected]/ >>> --- >>> You received this message because you are subscribed to the Google >>> Groups "AccessIndia" group. >>> To unsubscribe from this group and stop receiving emails from it, send >>> an email to [email protected]. >>> To view this discussion visit >>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAJZg8ffPg%3D6kTp%3DLfXjPRAq%2Be0RdL29b0tYoJjOXztW5nHHZOg%40mail.gmail.com >>> <https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAJZg8ffPg%3D6kTp%3DLfXjPRAq%2Be0RdL29b0tYoJjOXztW5nHHZOg%40mail.gmail.com?utm_medium=email&utm_source=footer> >>> . >>> >>> -- >>> Disclaimer: >>> 1. Contents of the mails, factual, or otherwise, reflect the thinking of >>> the person sending the mail and AI in no way relates itself to its veracity; >>> >>> 2. AI cannot be held liable for any commission/omission based on the >>> mails sent through this mailing list.. >>> >>> >>> Search for old postings at: >>> http://www.mail-archive.com/[email protected]/ >>> --- >>> You received this message because you are subscribed to the Google >>> Groups "AccessIndia" group. >>> To unsubscribe from this group and stop receiving emails from it, send >>> an email to [email protected]. >>> To view this discussion visit >>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/SE1P216MB2536BD0D9287D825E5416D6CFAD02%40SE1P216MB2536.KORP216.PROD.OUTLOOK.COM >>> <https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/SE1P216MB2536BD0D9287D825E5416D6CFAD02%40SE1P216MB2536.KORP216.PROD.OUTLOOK.COM?utm_medium=email&utm_source=footer> >>> . >>> >> >> >> -- >> "every human is disabled because, none has got the wings to fly". >> Anirudh Rao >> your intellectual comrade. >> call/whatsapp me at 8277012082 >> join on Skype: anirudhrao3 >> if you just wish to be a facebook friend: >> click >> >> https://m.facebook.com/anirudh.rao.7731/about?lst=100005148125152%3A100005148125152%3A1563341090&refid=17 >> and send a request. >> Thank you >> Anirudh Rao. >> >> -- >> Disclaimer: >> 1. Contents of the mails, factual, or otherwise, reflect the thinking of >> the person sending the mail and AI in no way relates itself to its veracity; >> >> 2. AI cannot be held liable for any commission/omission based on the >> mails sent through this mailing list.. >> >> >> Search for old postings at: >> http://www.mail-archive.com/[email protected]/ >> --- >> You received this message because you are subscribed to the Google Groups >> "AccessIndia" group. >> To unsubscribe from this group and stop receiving emails from it, send an >> email to [email protected]. >> To view this discussion visit >> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAF6avGiv_GW0dj2pbaGmFiffbUhSMovD7yaJi35NR6ebOXLHAA%40mail.gmail.com >> <https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAF6avGiv_GW0dj2pbaGmFiffbUhSMovD7yaJi35NR6ebOXLHAA%40mail.gmail.com?utm_medium=email&utm_source=footer> >> . >> > > > -- > Ajay Minocha > Mobile: +91-9584076767 > Email: [email protected] > [email protected]. <[email protected]>in > > -- > Disclaimer: > 1. Contents of the mails, factual, or otherwise, reflect the thinking of > the person sending the mail and AI in no way relates itself to its veracity; > > 2. AI cannot be held liable for any commission/omission based on the mails > sent through this mailing list.. > > > Search for old postings at: > http://www.mail-archive.com/[email protected]/ > --- > You received this message because you are subscribed to the Google Groups > "AccessIndia" group. > To unsubscribe from this group and stop receiving emails from it, send an > email to [email protected]. > To view this discussion visit > https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CA%2BhY0dL-xyHeRtQ1HHd4-9qRJ12YhqdFRpCGhfhZVJ62G8XfgA%40mail.gmail.com > <https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CA%2BhY0dL-xyHeRtQ1HHd4-9qRJ12YhqdFRpCGhfhZVJ62G8XfgA%40mail.gmail.com?utm_medium=email&utm_source=footer> > . > -- Thanks/regards: Vaibhav Bhandari -- Disclaimer: 1. Contents of the mails, factual, or otherwise, reflect the thinking of the person sending the mail and AI in no way relates itself to its veracity; 2. AI cannot be held liable for any commission/omission based on the mails sent through this mailing list.. Search for old postings at: http://www.mail-archive.com/[email protected]/ --- You received this message because you are subscribed to the Google Groups "AccessIndia" group. To unsubscribe from this group and stop receiving emails from it, send an email to [email protected]. To view this discussion visit https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CADDLUp2FfFsYE-gyPXhDrxGiMhFXjT8Sp2d652x9MXCacHns6A%40mail.gmail.com.
