Is there really any relation or comparison between GST and UPI?
And who says everything got expensive through GST?
And how much this thing is getting dragged, the information was shared as news 
item by Shree Bhavanishankar. And after clear stands of Government of its not 
getting affected with small traders/vendors and general small customers, also, 
it is clearly said that transactions up upto Rs. 2000 will not get affected, 
why group is bombarded with kind of comments with intention of wanting 
everything free taking refuge of UPI? and that is too in name of blindness with 
showing causes like convinience, currency notes being not accessible etc?
And do we really think UPI transactions with such huge volume are carried free 
of charge by institutes like NPCI and RBI?
There needs to be limit of everything. I'm afraid I did read this entire thread 
and couldn't prevent myself from eventually expressing.

Regards

Vande Mataram

----- Original Message ----- 
  From: anirudh rao 
  To: [email protected] 
  Sent: Saturday, August 8, 2026 8:52 PM
  Subject: Re: [AI] UPI TRANSACTIONS WILL SHORTLY BECOME CHARGEBLE


  even though the small vendors and retailers are kept away from the charges, 
ultimately the cost will be borne by the retailer/customer. 
  we have seen how GST increased the charges of everything.


  On Sat, Aug 8, 2026 at 8:35 AM Ved Prakash Sharma 
<[email protected]> wrote:

    Yes, you are right. I just got this news through morning news of all Indian 
Radio that small users and traders will be kept away of any charges.

----------------------------------------------------------------------------

    From: [email protected] <[email protected]> on 
behalf of UDIT Pandey <[email protected]>
    Sent: Friday, August 7, 2026 9:29 AM
    To: [email protected] <[email protected]>
    Subject: Re: [AI] UPI TRANSACTIONS WILL SHORTLY BECOME CHARGEBLE 

    Dear Ved, Mister Kayne, and members,

    To look at this with an example, please correct me if I am wrong, but my 
understanding is that payments below ₹2,000 will not be charged.

    Furthermore, these charges may not apply to local stores at all. The fees 
will likely only affect transactions with larger, reputed brands. For instance, 
on a purchase of ₹10,000 from a major brand, a charge of 0.2% or 0.3% would 
amount to roughly ₹30 or ₹50.

    While this is not yet officially confirmed, there is a strong possibility 
that consumers won't have to bear this cost directly. Major brands generally 
have the financial infrastructure to absorb these expenses, meaning an extra 
₹30 or ₹40 on a ₹10,000 purchase could easily be exempted or covered by the 
merchant.

    I would welcome any thoughts or clarifications on this from the group.

    Warm regards,

    Udit Pandey
    Phone & WhatsApp: +91 99909 55800
    Email: [email protected]
    Instagram: udit.pandey123 


     
    Warm regards,
    Udit Pandey


    📱 Phone & WhatsApp: +91 99909 55800
    📧 Email: [email protected]
    📸 Instagram: udit.pandey123


    🙏 Wishing you and your loved ones safety, peace, and strength.
    🕊 Let us speak no evil, see no evil, and hear no evil.






    On Fri, Aug 7, 2026 at 9:11 AM 'Mister Kayne' via AccessIndia 
<[email protected]> wrote:

      Dear Bhawani and members,

      Thank you for sharing this update. This news is quite concerning, 
especially for daily users who rely heavily on UPI for routine transactions 
like utility bills, transport, and grocery shopping.

      Given how essential UPI has become for accessibility and independent 
living—particularly for persons with disabilities who depend on 
screen-reader-friendly applications like Google Pay—introducing charges will 
add a significant financial burden over time.

      I wanted to ask the group: Is there a way we can collectively lobby for 
exceptions or policy exemptions? Specifically, can structured representations 
be made to bodies like the NPCI, RBI, or relevant ministries to exempt 
accessibility-focused use cases, micro-transactions, or essential utility 
payments from these proposed fees?

      Would appreciate thoughts or guidance from members on how a formal 
advocacy effort or representation could be initiated on this.

      Warm regards,
      Mister Kayne
      Author: The Somebody, Nobody, Anybody & Everybody Blog!
      SHOW LOVE | SHOP LOVE | Contact Me


      -----Original Message-----
      From: [email protected] <[email protected]> On 
Behalf Of BHAWANI SHANKAR VERMA
      Sent: Friday, August 7, 2026 8:19 AM
      To: [email protected]
      Subject: [AI] UPI TRANSACTIONS WILL SHORTLY BECOME CHARGEBLE

      Dear group,


      Unified Payments Interface (UPI) transactions will shortly become 
chargeable pursuant to the recent amendment to the Payment and Settlement 
Systems Act, 2007. By virtue of this amendment, Parliament has conferred 
authority upon banks and other financial institutions to levy a nominal fee on 
UPI transactions.
      The rationale underlying this legislative change is to ensure the 
sustainable maintenance and operation of UPI infrastructure by banks and 
payment service providers. At present, Real Time Gross Settlement (RTGS) and 
National Electronic Funds Transfer (NEFT) transactions fall within the category 
of chargeable payment services, whereas UPI transactions had hitherto been 
exempted. The amendment seeks to harmonize the regulatory framework by bringing 
UPI transactions within the ambit of chargeable services, thereby aligning them 
with other established modes of electronic fund transfer.

      this is for information only,


      Bhawani


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