even though the small vendors and retailers are kept away from the charges, ultimately the cost will be borne by the retailer/customer. we have seen how GST increased the charges of everything.
On Sat, Aug 8, 2026 at 8:35 AM Ved Prakash Sharma < [email protected]> wrote: > Yes, you are right. I just got this news through morning news of all > Indian Radio that small users and traders will be kept away of any charges. > ------------------------------ > *From:* [email protected] <[email protected]> > on behalf of UDIT Pandey <[email protected]> > *Sent:* Friday, August 7, 2026 9:29 AM > *To:* [email protected] <[email protected]> > *Subject:* Re: [AI] UPI TRANSACTIONS WILL SHORTLY BECOME CHARGEBLE > > Dear Ved, Mister Kayne, and members, > > To look at this with an example, please correct me if I am wrong, but my > understanding is that payments below ₹2,000 will not be charged. > > Furthermore, these charges may not apply to local stores at all. The fees > will likely only affect transactions with larger, reputed brands. For > instance, on a purchase of ₹10,000 from a major brand, a charge of 0.2% or > 0.3% would amount to roughly ₹30 or ₹50. > > While this is not yet officially confirmed, there is a strong possibility > that consumers won't have to bear this cost directly. Major brands > generally have the financial infrastructure to absorb these expenses, > meaning an extra ₹30 or ₹40 on a ₹10,000 purchase could easily be exempted > or covered by the merchant. > > I would welcome any thoughts or clarifications on this from the group. > > Warm regards, > > Udit Pandey > Phone & WhatsApp: +91 99909 55800 > Email: [email protected] > Instagram: udit.pandey123 > > Warm regards, > Udit Pandey > > 📱 Phone & WhatsApp: +91 99909 55800 > 📧 Email: [email protected] > 📸 Instagram: udit.pandey123 > > 🙏 Wishing you and your loved ones safety, peace, and strength. > 🕊 Let us speak no evil, see no evil, and hear no evil. > > > > On Fri, Aug 7, 2026 at 9:11 AM 'Mister Kayne' via AccessIndia < > [email protected]> wrote: > > Dear Bhawani and members, > > Thank you for sharing this update. This news is quite concerning, > especially for daily users who rely heavily on UPI for routine transactions > like utility bills, transport, and grocery shopping. > > Given how essential UPI has become for accessibility and independent > living—particularly for persons with disabilities who depend on > screen-reader-friendly applications like Google Pay—introducing charges > will add a significant financial burden over time. > > I wanted to ask the group: Is there a way we can collectively lobby for > exceptions or policy exemptions? Specifically, can structured > representations be made to bodies like the NPCI, RBI, or relevant > ministries to exempt accessibility-focused use cases, micro-transactions, > or essential utility payments from these proposed fees? > > Would appreciate thoughts or guidance from members on how a formal > advocacy effort or representation could be initiated on this. > > Warm regards, > Mister Kayne > Author: The Somebody, Nobody, Anybody & Everybody Blog! > SHOW LOVE | SHOP LOVE | Contact Me > > > -----Original Message----- > From: [email protected] <[email protected]> On > Behalf Of BHAWANI SHANKAR VERMA > Sent: Friday, August 7, 2026 8:19 AM > To: [email protected] > Subject: [AI] UPI TRANSACTIONS WILL SHORTLY BECOME CHARGEBLE > > Dear group, > > > Unified Payments Interface (UPI) transactions will shortly become > chargeable pursuant to the recent amendment to the Payment and Settlement > Systems Act, 2007. By virtue of this amendment, Parliament has conferred > authority upon banks and other financial institutions to levy a nominal fee > on UPI transactions. > The rationale underlying this legislative change is to ensure the > sustainable maintenance and operation of UPI infrastructure by banks and > payment service providers. At present, Real Time Gross Settlement (RTGS) > and National Electronic Funds Transfer (NEFT) transactions fall within the > category of chargeable payment services, whereas UPI transactions had > hitherto been exempted. The amendment seeks to harmonize the regulatory > framework by bringing UPI transactions within the ambit of chargeable > services, thereby aligning them with other established modes of electronic > fund transfer. > > this is for information only, > > > Bhawani > > > -- > Disclaimer: > 1. Contents of the mails, factual, or otherwise, reflect the thinking of > the person sending the mail and AI in no way relates itself to its veracity; > > 2. AI cannot be held liable for any commission/omission based on the mails > sent through this mailing list.. > > > Search for old postings at: > http://www.mail-archive.com/[email protected]/ > --- > You received this message because you are subscribed to the Google Groups > "AccessIndia" group. > To unsubscribe from this group and stop receiving emails from it, send an > email to [email protected]. > To view this discussion visit > https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/281fd0d6-94f2-4837-a5fa-62e4f03b5af2%40gmail.com > . > > -- > Disclaimer: > 1. Contents of the mails, factual, or otherwise, reflect the thinking of > the person sending the mail and AI in no way relates itself to its veracity; > > 2. 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AI cannot be held liable for any commission/omission based on the mails > sent through this mailing list.. > > > Search for old postings at: > http://www.mail-archive.com/[email protected]/ > --- > You received this message because you are subscribed to the Google Groups > "AccessIndia" group. > To unsubscribe from this group and stop receiving emails from it, send an > email to [email protected]. > To view this discussion visit > https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAJZg8ffPg%3D6kTp%3DLfXjPRAq%2Be0RdL29b0tYoJjOXztW5nHHZOg%40mail.gmail.com > <https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAJZg8ffPg%3D6kTp%3DLfXjPRAq%2Be0RdL29b0tYoJjOXztW5nHHZOg%40mail.gmail.com?utm_medium=email&utm_source=footer> > . > > -- > Disclaimer: > 1. Contents of the mails, factual, or otherwise, reflect the thinking of > the person sending the mail and AI in no way relates itself to its veracity; > > 2. AI cannot be held liable for any commission/omission based on the mails > sent through this mailing list.. > > > Search for old postings at: > http://www.mail-archive.com/[email protected]/ > --- > You received this message because you are subscribed to the Google Groups > "AccessIndia" group. > To unsubscribe from this group and stop receiving emails from it, send an > email to [email protected]. > To view this discussion visit > https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/SE1P216MB2536BD0D9287D825E5416D6CFAD02%40SE1P216MB2536.KORP216.PROD.OUTLOOK.COM > <https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/SE1P216MB2536BD0D9287D825E5416D6CFAD02%40SE1P216MB2536.KORP216.PROD.OUTLOOK.COM?utm_medium=email&utm_source=footer> > . > -- "every human is disabled because, none has got the wings to fly". Anirudh Rao your intellectual comrade. call/whatsapp me at 8277012082 join on Skype: anirudhrao3 if you just wish to be a facebook friend: click https://m.facebook.com/anirudh.rao.7731/about?lst=100005148125152%3A100005148125152%3A1563341090&refid=17 and send a request. Thank you Anirudh Rao. -- Disclaimer: 1. Contents of the mails, factual, or otherwise, reflect the thinking of the person sending the mail and AI in no way relates itself to its veracity; 2. AI cannot be held liable for any commission/omission based on the mails sent through this mailing list.. Search for old postings at: http://www.mail-archive.com/[email protected]/ --- You received this message because you are subscribed to the Google Groups "AccessIndia" group. To unsubscribe from this group and stop receiving emails from it, send an email to [email protected]. 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