Dear Kanchan,
You are very much right. There are full chances of miss using of cheque
books. Better leave it and let IBA suggest.
----- Original Message -----
From: "Pamnani" <[EMAIL PROTECTED]>
To: <[email protected]>
Sent: Friday, July 04, 2008 04:37 PM
Subject: [AI] Bank Guidelines
> Hi Friends, I have incorporated most of the suggestions. There is one
> issue on which I want some brain storming.
> This is regarding cheques issued by the visually impaired.
> In the general guidelines I have suggested that banks should introduce
> biometric verification or seals etc.
>
> Now to be honest most banks dont have a system to verify at present and
> cannot do so for atleast 6 months.
> So what do we do in the interim for cheques which have thumb impression
> and for cheques on which signature does not tally. I had said there should
> be some leniency during verification.
>
> I have received a suggestion from one member that banks should be asked to
> attest our signature or thumb impression when they give us our cheque
> book. So the empty chequeswith only our signature and the attestation will
> be lying with us.
> The worry is that we can lose the cheque book and that someone can fill up
> details and withdraw from our account.
> The other problem is that our cheques look different and that all banks
> would insist on it.
> If we do think of attestation then it will be as an interim measure until
> biometric. You all know in India to get this attestation out of the system
> it will take 5 yearts and something which is interim will become permant.
>
> So should I put in this attestation clause or leave it now and let the IBA
> suggest it if necessary and deal with it then?
>
> Need feedback by 9.30 am Monday morning.
> Come on lets start the debate.
> Kanchan
> Kanchan Pamnani
> Advocate & Solicitor
> 9, Suleman Chambers,
> Battery Street, Colaba,
> Mumbai - 400 039.
>
>
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