Rather than telling the bank to call the customer, we should call the bank and inform the bank of the issuance of the cheque if it is above a certain amount. It will be difficult for the bank to remember and call the customer. It is much easier we call them and they make a note of it. Nafisa> From: [EMAIL PROTECTED]> To: [email protected]> Date: Sat, 5 Jul 2008 14:15:51 +0530> Subject: Re: [AI] Bank Guidelines> > Hi Kanchan,> > The biometric system would be good. However, until such a system could be > introduced, banks could do the following:> On receiving a check signed by a blind person for clearance, the concerned > bank could call the customer and verify whether the check was issued by the > customer. Unless the customer in question is operating a current account and > issues several checks daily, banks should not find this procedure > cumbersome.> > Since my signature is never the same twice, my bank (Citibank) calls to > confirm the issuance of a check if the amount exceeds Rs.50000. It passes > checks below 50000 without verifying the issuance of the check.> > Geetha> ----- Original Message ----- > From: "Pamnani" <[EMAIL PROTECTED]>> To: <[email protected]>> Sent: Friday, July 04, 2008 4:37 PM> Subject: [AI] Bank Guidelines> > > > Hi Friends, I have incorporated most of the suggestions. There is one > > issue on which I want some brain storming.> > This is regarding cheques issued by the visually impaired.> > In the general guidelines I have suggested that banks should introduce > > biometric verification or seals etc.> >> > Now to be honest most banks dont have a system to verify at present and > > cannot do so for atleast 6 months.> > So what do we do in the interim for cheques which have thumb impression > > and for cheques on which signature does not tally. I had said there should > > be some leniency during verification.> >> > I have received a suggestion from one member that banks should be asked to > > attest our signature or thumb impression when they give us our cheque > > book. So the empty chequeswith only our signature and the attestation will > > be lying with us.> > The worry is that we can lose the cheque book and that someone can fill up > > details and withdraw from our account.> > The other problem is that our cheques look different and that all banks > > would insist on it.> > If we do think of attestation then it will be as an interim measure until > > biometric. You all know in India to get this attestation out of the system > > it will take 5 yearts and something which is interim will become permant.> >> > So should I put in this attestation clause or leave it now and let the IBA > > suggest it if necessary and deal with it then?> >> > Need feedback by 9.30 am Monday morning.> > Come on lets start the debate.> > Kanchan> > Kanchan Pamnani> > Advocate & Solicitor> > 9, Suleman Chambers,> > Battery Street, Colaba,> > Mumbai - 400 039.> >> >> > Join Access India convention: For updates on it visit: > > http://accessindia.org.in/harish/convention.htm> >> > To unsubscribe send a message to [EMAIL PROTECTED] > > with the subject unsubscribe.> >> > To change your subscription to digest mode or make any other changes, > > please visit the list home page at> > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in> > > > > Join Access India convention: For updates on it visit: http://accessindia.org.in/harish/convention.htm> > To unsubscribe send a message to [EMAIL PROTECTED] with the subject unsubscribe.> > To change your subscription to digest mode or make any other changes, please visit the list home page at> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in _________________________________________________________________ Chose your Life Partner? Join MSN Matrimony http://www.shaadi.com/msn/matrimony.php Join Access India convention: For updates on it visit: http://accessindia.org.in/harish/convention.htm
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