Several private banks do not have a local branch as such. They invariably have one branch per city.
----- Original Message ----- From: "Suhas Karnik" <[EMAIL PROTECTED]> To: <[email protected]> Sent: Saturday, July 05, 2008 8:08 PM Subject: Re: [AI] Bank Guidelines > > Nany banks have started centralized clearing system and the cheques are > sent to the service branch for clearence therefore the staf of service > branch may not be in a position to contact each and every discrebancy it > would be better to inform the local branch that a cheque is issued of such > and such amount so that the local branch can forward the cheque along with > its memo.> From: [EMAIL PROTECTED]> To: [email protected]> > Date: Sat, 5 Jul 2008 19:34:36 +0530> Subject: Re: [AI] Bank Guidelines> > > > Rather than telling the bank to call the customer, we should call the > bank and inform the bank of the issuance of the cheque if it is above a > certain amount. It will be difficult for the bank to remember and call the > customer. It is much easier we call them and they make a note of it.> > Nafisa> From: [EMAIL PROTECTED]> To: [email protected]> > Date: Sat, 5 Jul 2008 14:15:51 +0530> Subject: Re: [AI] Bank Guidelines> > > Hi Kanchan,> > The biometric system would be good. However, until such a > system could be > introduced, banks could do the following:> On receiving > a check signed by a blind person for clearance, the concerned > bank could > call the customer and verify whether the check was issued by the > > customer. Unless the customer in question is operating a current account > and > issues several checks daily, banks should not find this procedure > > cumbersome.> > Since my signature is never the same twice, my bank > (Citibank) calls to > confirm the issuance of a check if the amount > exceeds Rs.50000. It passes > checks below 50000 without verifying the > issuance of the check.> > Geetha> ----- Original Message ----- > From: > "Pamnani" <[EMAIL PROTECTED]>> To: > <[email protected]>> Sent: Friday, July 04, 2008 4:37 PM> > Subject: [AI] Bank Guidelines> > > > Hi Friends, I have incorporated most > of the suggestions. There is one > > issue on which I want some brain > storming.> > This is regarding cheques issued by the visually impaired.> > > In the general guidelines I have suggested that banks should introduce > > > biometric verification or seals etc.> >> > Now to be honest most banks > dont have a system to verify at present and > > cannot do so for atleast 6 > months.> > So what do we do in the interim for cheques which have thumb > impression > > and for cheques on which signature does not tally. I had > said there should > > be some leniency during verification.> >> > I have > received a suggestion from one member that banks should be asked to > > > attest our signature or thumb impression when they give us our cheque > > > book. So the empty chequeswith only our signature and the attestation will > > > be lying with us.> > The worry is that we can lose the cheque book and > that someone can fill up > > details and withdraw from our account.> > The > other problem is that our cheques look different and that all banks > > > would insist on it.> > If we do think of attestation then it will be as an > interim measure until > > biometric. You all know in India to get this > attestation out of the system > > it will take 5 yearts and something > which is interim will become permant.> >> > So should I put in this > attestation clause or leave it now and let the IBA > > suggest it if > necessary and deal with it then?> >> > Need feedback by 9.30 am Monday > morning.> > Come on lets start the debate.> > Kanchan> > Kanchan Pamnani> > > Advocate & Solicitor> > 9, Suleman Chambers,> > Battery Street, Colaba,> > > Mumbai - 400 039.> >> >> > Join Access India convention: For updates on > it visit: > > http://accessindia.org.in/harish/convention.htm> >> > To > unsubscribe send a message to [EMAIL PROTECTED] > > > with the subject unsubscribe.> >> > To change your subscription to digest > mode or make any other changes, > > please visit the list home page at> > > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in> > > > > > Join Access India convention: For updates on it visit: > http://accessindia.org.in/harish/convention.htm> > To unsubscribe send a > message to [EMAIL PROTECTED] with the subject > unsubscribe.> > To change your subscription to digest mode or make any > other changes, please visit the list home page at> > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in> > _________________________________________________________________> Chose > your Life Partner? Join MSN Matrimony> > http://www.shaadi.com/msn/matrimony.php > Join Access India convention: > For updates on it visit: http://accessindia.org.in/harish/convention.htm> > > To unsubscribe send a message to [EMAIL PROTECTED] > with the subject unsubscribe.> > To change your subscription to digest > mode or make any other changes, please visit the list home page at> > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > _________________________________________________________________ > Wish to Marry Now? Join Shaadi.com FREE! > http://www.shaadi.com/registration/user/index.php?ptnr=mhottag > Join Access India convention: For updates on it visit: > http://accessindia.org.in/harish/convention.htm > > To unsubscribe send a message to [EMAIL PROTECTED] > with the subject unsubscribe. > > To change your subscription to digest mode or make any other changes, > please visit the list home page at > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > Join Access India convention: For updates on it visit: http://accessindia.org.in/harish/convention.htm To unsubscribe send a message to [EMAIL PROTECTED] with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
