Hi Kanchan, The biometric system would be good. However, until such a system could be introduced, banks could do the following: On receiving a check signed by a blind person for clearance, the concerned bank could call the customer and verify whether the check was issued by the customer. Unless the customer in question is operating a current account and issues several checks daily, banks should not find this procedure cumbersome.
Since my signature is never the same twice, my bank (Citibank) calls to confirm the issuance of a check if the amount exceeds Rs.50000. It passes checks below 50000 without verifying the issuance of the check. Geetha ----- Original Message ----- From: "Pamnani" <[EMAIL PROTECTED]> To: <[email protected]> Sent: Friday, July 04, 2008 4:37 PM Subject: [AI] Bank Guidelines > Hi Friends, I have incorporated most of the suggestions. There is one > issue on which I want some brain storming. > This is regarding cheques issued by the visually impaired. > In the general guidelines I have suggested that banks should introduce > biometric verification or seals etc. > > Now to be honest most banks dont have a system to verify at present and > cannot do so for atleast 6 months. > So what do we do in the interim for cheques which have thumb impression > and for cheques on which signature does not tally. I had said there should > be some leniency during verification. > > I have received a suggestion from one member that banks should be asked to > attest our signature or thumb impression when they give us our cheque > book. So the empty chequeswith only our signature and the attestation will > be lying with us. > The worry is that we can lose the cheque book and that someone can fill up > details and withdraw from our account. > The other problem is that our cheques look different and that all banks > would insist on it. > If we do think of attestation then it will be as an interim measure until > biometric. You all know in India to get this attestation out of the system > it will take 5 yearts and something which is interim will become permant. > > So should I put in this attestation clause or leave it now and let the IBA > suggest it if necessary and deal with it then? > > Need feedback by 9.30 am Monday morning. > Come on lets start the debate. > Kanchan > Kanchan Pamnani > Advocate & Solicitor > 9, Suleman Chambers, > Battery Street, Colaba, > Mumbai - 400 039. > > > Join Access India convention: For updates on it visit: > http://accessindia.org.in/harish/convention.htm > > To unsubscribe send a message to [EMAIL PROTECTED] > with the subject unsubscribe. > > To change your subscription to digest mode or make any other changes, > please visit the list home page at > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > Join Access India convention: For updates on it visit: http://accessindia.org.in/harish/convention.htm To unsubscribe send a message to [EMAIL PROTECTED] with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
