Dear friends, I support Harish Sir's suggestion of verifying signature discrepancies over the telephone.
Many banks do follow this practice not only for blind customers but also for sighted customers. Further, today carrying a mobile phone has not remained a luxury. Blind customers can submit their mobile number to the bank to call for signature verification in case of discrepancy. Regards Sameer Latey Mumbai, India ----- Original Message ----- From: "Pamnani" <[EMAIL PROTECTED]> To: <[email protected]> Sent: Friday, July 04, 2008 4:37 PM Subject: [AI] Bank Guidelines > Hi Friends, I have incorporated most of the suggestions. There is one > issue on which I want some brain storming. > This is regarding cheques issued by the visually impaired. > In the general guidelines I have suggested that banks should introduce > biometric verification or seals etc. > > Now to be honest most banks dont have a system to verify at present and > cannot do so for atleast 6 months. > So what do we do in the interim for cheques which have thumb impression > and for cheques on which signature does not tally. I had said there should > be some leniency during verification. > > I have received a suggestion from one member that banks should be asked to > attest our signature or thumb impression when they give us our cheque > book. So the empty chequeswith only our signature and the attestation will > be lying with us. > The worry is that we can lose the cheque book and that someone can fill up > details and withdraw from our account. > The other problem is that our cheques look different and that all banks > would insist on it. > If we do think of attestation then it will be as an interim measure until > biometric. You all know in India to get this attestation out of the system > it will take 5 yearts and something which is interim will become permant. > > So should I put in this attestation clause or leave it now and let the IBA > suggest it if necessary and deal with it then? > > Need feedback by 9.30 am Monday morning. > Come on lets start the debate. > Kanchan > Kanchan Pamnani > Advocate & Solicitor > 9, Suleman Chambers, > Battery Street, Colaba, > Mumbai - 400 039. > > > Join Access India convention: For updates on it visit: > http://accessindia.org.in/harish/convention.htm > > To unsubscribe send a message to [EMAIL PROTECTED] > with the subject unsubscribe. > > To change your subscription to digest mode or make any other changes, > please visit the list home page at > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > Join Access India convention: For updates on it visit: http://accessindia.org.in/harish/convention.htm To unsubscribe send a message to [EMAIL PROTECTED] with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
