Is it possible to choose the gateway? I am always directed to the Citibank gateway, possibly because my card as well as my account is with Citibank. Can I choose the ICICI gateway despite that?
----- Original Message ----- From: "Dinesh Kaushal" <[email protected]> To: "'Geetha Shamanna'" <[email protected]>; <[email protected]> Sent: Thursday, June 11, 2009 10:40 AM Subject: Re: [AI] Purchasing online, how safe is it? Yes, there is a problem with City bank gateway, but icici gateway works fine. Regards Dinesh Kaushal "An absence of overriding personal ambition together with shrewd common sense are among the essential components of wisdom" blog at dineshkaushal.blogspot.com -----Original Message----- From: [email protected] [mailto:[email protected]] On Behalf Of Geetha Shamanna Sent: 10 June 2009 10:52 PM To: [email protected] Subject: Re: [AI] Purchasing online, how safe is it? I would like to add a quick note here about using bank gateways. My experience with Citibank's gateway has been and continues to be rather bad. While using gateways does indeed ensure the security of a transaction, these gateways are seldom accessible due to the need to be able to use the virtual keyboard. Since both my Citibank credit cards use Citibank's gateway for online transactions, I am unable to use these credit cards independently to shop online. I am seriously contemplating applying for a credit card that does not mandate the use of gateways. Geetha ----- Original Message ----- From: "Dinesh Kaushal" <[email protected]> To: <[email protected]> Sent: Wednesday, June 10, 2009 10:08 AM Subject: Re: [AI] Purchasing online, how safe is it? Rishi, There are many factors in security of online payments: 1. intermediate medium: As you mentioned that the site address you visit should change to https from http. This means that the information that is sent from your computer to the website's servers, is encripted hence no one should be abel to understand it. 2. Security of data with the company: When you provide your credit card information to a company, and if the company does not have enough safety mechanisms to keep your information safe, your credit card number could fell in the wrong hands. To be sure that your data is safe, you could do one of three things. a. If the website has the option of using your bank's gateway, use that, you are quite safe. Many Indian websites provide the option of using your bank's gateway or they may have a standard interface with a large bank. For example, I had once made payment using city bank credit gateway although my credit card is with icici bank. b. Transact with a company that you can trust: mostly large e-commerce sites are safe, i.e. amazon, ebay etc. c. If you can not trust the company and gateway is also not available, try if you can use paypal. Paypal is quite safe, you can provide your credit card information to paypal and paypal will complete the transaction on your behalf. Regards Dinesh Kaushal "An absence of overriding personal ambition together with shrewd common sense are among the essential components of wisdom" blog at dineshkaushal.blogspot.com -----Original Message----- From: [email protected] [mailto:[email protected]] On Behalf Of Rishi Kewalramani Sent: 09 June 2009 02:09 PM To: accessindia Subject: [AI] Purchasing online, how safe is it? Hi friends, I need to make a purchase online. I'm told that when I get to the page where I am inputting my credit card number, the beginning of the web URL will change from http to https. This they proclaim, indicates that I'm on a secure page and the info can not be found by a 3rd party. Is this true and safe enough? What else do I need to keep in mind to ensure a safe transaction? The company uses Click Bank to process their orders. Awaiting your valuable inputs, Regards, Rishi. To unsubscribe send a message to [email protected] with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in To unsubscribe send a message to [email protected] with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in To unsubscribe send a message to [email protected] with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in To unsubscribe send a message to [email protected] with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in To unsubscribe send a message to [email protected] with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
