Just to add a quick point: No matter how much safe a particular
transaction is: One should constently check the bank statements to
make sure that there isn't any unauthorized transaction. Just to share
my experience, I booked my ticket with the secured site prizeline, but
they some how had a links with certain marketing agencies like "great
fun". So my credit card information was compremised. However I quickly
contacted the bank thereby making the charges to be removed from my
account and to be categorized as unauthorized transaction.

Vetri.

On 13/06/2009, Rishi Kewalramani <[email protected]> wrote:
> Thanks to one and all for your time and valuable inputs. I considered all
> the points provided by you all and made the purchase which was safe and
> successful.
>
> Loving regards,
> Rishi.
> ----- Original Message -----
> From: "phani srikanth" <[email protected]>
> To: <[email protected]>
> Sent: Saturday, June 13, 2009 1:11 PM
> Subject: Re: [AI] Purchasing online, how safe is it?
>
>
> Hi all, there are some sights which give that option of changing the
> gate ways while performing the transactions. for example "IRCTC"
> "APSRTC" but usually most of the sights offer only 1 gateway for
> payment. as per my knowledge when we are using 128 SSL encription we
> have no need to worry while making these transactions as the details
> presented will be erased as soon as the transaction is over unless we
> choose to save them as in the case of some auto recharges available
> with "yahoo" and "skype".
>
> Here are a few tips to take note of for online transactions:
>
> 1. Do not make online transactions using public computers. Public
> computers might have “keyloggers” (programs that log keystrokes) and
> other spyware to
> retrieve sensitive information.
>
> 2. When making transactions from your personal computer, ensure that
> you have the basic security measures up-to-date. (E.g. Firewall,
> anti-virus program,
> anti-spyware programs)
>
> 3. When comparing prices of products, take note of any company which
> have prices that are very much lower than their competitor’s. This
> company might be
> a fraud.
>
> 4. Always attempt to make transactions on the actual website. Do not
> attempt any purchases via links in emails. Those emails might be
> frauds.
>
> 5. Only make transactions on sites that display a security icon (check
> for the little lock located on the lower right hand corner of your
> browser). Websites
> like Amazon.com, Ebay.com, Craigslist.org and Ablewise.com provide
> very secure payment methods for their products and services.
>
> 6. Ensure that the “http” in your browser’s address bar has changed to
> “https” to indicate a secure transaction.
>
> 7. Before giving any sensitive details (e.g. credit card numbers),
> call up the vendor in order to check their authenticity. At the
> minimum, liaise with
> the vendor via email, find out specific details of your purchase, and
> how you are going to purchase it.
>
> 8. Always keep a printout of the receipt which is provided at the end
> of transactions. Match these receipts with your credit card statement
> to ensure that
> the correct amount has been credited.
>
> Lastly, ensure that your passwords, credit card numbers and other
> sensitive information are kept secret at all times. If you suspect,
> even a little bit,
> that your account has been compromised, notify the webmaster and
> request that they cancel or suspend your account immediately.
>
>
> regards:
> srikanth
>
> On 6/13/09, Roopakshi Pathania <[email protected]> wrote:
>>
>>
>>
>> Hi,
>>
>> The other aspect of making a purchase online is protecting your financial
>> information present on your PC.
>> The 2 critical steps in this direction would be:
>>
>> 1. Using a good anti-virus and anti-spyware software and a firewall.
>> This will offer you protection against keyloggers. If a keylogger is
>> monitoring all activities on your keyboard, then there is a threat that
>> your
>> financial information will be stolen.
>> 2. Storing your financial information on an external USB drive.
>> This will keep your passwords in a secure location that is away from
>> internet access.
>>
>> Finally, I see that there are plenty of good suggestions given on the
>> list.
>> I just want to point out here that as long as you are conducting a
>> transaction on a well known site with an encrypted connection, you are
>> quite
>> safe. Certainly thefts of credit card information occur frequently, but as
>> per my knowledge, there is no way of detecting that such thefts occur
>> while
>> you are making a purchase.
>> Unless of course some one enlightens me.
>>
>> Regards
>>
>> "As far as the laws of mathematics refer to reality, they are not certain;
>> and as far as they are certain, they do not refer to reality."
>> ~ Albert Einstein
>>
>>
>> --- On Tue, 6/9/09, Rishi Kewalramani <[email protected]> wrote:
>>
>>> From: Rishi Kewalramani <[email protected]>
>>> Subject: [AI] Purchasing online, how safe is it?
>>> To: "accessindia" <[email protected]>
>>> Date: Tuesday, June 9, 2009, 2:09 PM
>>> Hi friends,
>>>
>>> I need to make a purchase online.
>>>
>>> I'm told that when I get to the page where I am
>>> inputting my credit card number, the beginning of the web
>>> URL will change from http to https. This they proclaim,
>>> indicates that I'm on a secure page and the info can not be
>>> found by a 3rd party. Is this true and safe enough? What
>>> else do I need to keep in mind to ensure a safe
>>> transaction?
>>>
>>> The company uses Click Bank to process their orders.
>>>
>>>
>>>
>>> Awaiting your valuable inputs,
>>>
>>> Regards,
>>>
>>> Rishi.
>>>
>>>
>>>
>>>
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>>>
>>
>>
>>
>>
>>
>>
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>
>
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