Two of our the three banks we work with have this capability built into their 
basic Online Bill Pay functionality.  For the one I am most familiar with, I 
have to choose that I am paying an individual instead of a company, and then 
there is an option presented to make an electronic payment by entering their 
routing and account number.  Works perfectly.

David Sovereen
Mercury Network Corporation
2719 Ashman Street, Midland, MI 48640
989.837.3790 x151 office | 888.866.4638 toll free |  989.837.3780 fax
Telephone  |  Internet  |  Security Alarm Monitoring <> <>

> On Mar 2, 2018, at 11:17 AM, <> <> wrote:
> We used to have this capability with Zions. 
> We are getting it going again, but have not yet tested it.  We are supposed 
> to go to the local branch and do the first one there to make sure it goes 
> right or if it doesn’t they can help troubleshoot. 
> From: Forrest Christian (List Account) <>
> Sent: Friday, March 2, 2018 12:16 AM
> To: af <>
> Subject: [AFMUG] [OT] outbound ACH
> I on a somewhat regular basis (several times a year) need to be able to 
> originate a US ACH payment to a vendor.   My bank charges way too much in my 
> opinion for this functionality, and it's a pain since we have to fill out 
> forms and send them to them and they enter the data manually, and on and on.  
> More and more vendors we deal with don't want to deal with Cash/Check and 
> many won't accept credit card payments, and of course they can't originate 
> (pull) the payment either.
> I've been hoping to find a bank and/or service provider which would allow me 
> to just enter ACH transfer information online and have it happen for a 
> reasonable fee.  I'm open to various options, including opening an account 
> with a bank (assuming that is permitted based on our location in Montana), or 
> using some other reasonable option.
> So far, the only solutions I've found are either prohibitively expensive, or 
> require something we can't provide (i.e. some cash management products 
> require a minimum balance commitment or a very large monthly fee).
> Anyone come across something which might fit the bill?
> -- 
> Forrest Christian CEO, PacketFlux Technologies, Inc.
> Tel: 406-449-3345 <> | Address: 3577 Countryside Road, Helena, MT 59602
> <> | <>
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