Time to switch to another bank. We deal with this stuff at our credit union, too. We always make sure we have just enough to cover our bills and not get the $25 overdraft fee.
Also, they take out the $25 fee when they hit an overdraft. That means, if you have another bill that needs even part of that $25, you are hit again with another $25 because the first overdraft fee screwed up your balance even more. I can't wait until Bush's plan of "instantly" approving checks is widely-used. I write paper checks a few days before payday just because I know it will take a few days before the money is taken from my account. If Bush's plan affects my area, I'm screwed even more than I am now. M!ke -----Original Message----- From: Timothy Heald [mailto:[EMAIL PROTECTED] Sent: Thursday, October 06, 2005 9:39 AM To: CF-Community Subject: rant Ok, Seriously pissed off. I know no one should ever go NSF on their bank account. I know this. I understand that the bank charges for over draft, but this is insane, and is directly calculated to make the bank more money on the little guy when he hits a problem. Ok, So it's Friday a few weeks ago. We have a $500 balance. We do normal weekend stuff, go out, do our food shopping, rent some movies, order in one night. <cf_aside>Now we had deposited an 1800 dollar check on Thursday</cf_aside> Ok, We're doing our checkbook last night. There are 4 different overdraft charges on our account. 4. There is only one listed overdraft transfer though. 300 something for our groceries. Also the check cleared that day. According to what I see through Bank of America's web interface before the overdraft occurred. So I call these douche bags. They say that they process debits than they process deposits on Monday morning. Wait wait it gets better. Also they start at the largest debit and work there way down. Let me explain this for the slower of you. You have 5 charges lets say. 300, 100, 40, 20, 10. You have 350 dollars. If you go biggest to smallest the customer ends up with 4 overdraft charges, if you go the other way around the customer only gets one. Also they double the price of the overdraft charge if there are more than two of them. So not only do you have no fucking money, you are now in debt to the bank. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~| Flash for programmers - Flash MX Pro http://www.houseoffusion.com/banners/view.cfm?bannerid=56 Message: http://www.houseoffusion.com/lists.cfm/link=i:5:176077 Archives: http://www.houseoffusion.com/cf_lists/threads.cfm/5 Subscription: http://www.houseoffusion.com/lists.cfm/link=s:5 Unsubscribe: http://www.houseoffusion.com/cf_lists/unsubscribe.cfm?user=11502.10531.5 Donations & Support: http://www.houseoffusion.com/tiny.cfm/54
