btw links to "Maxed Out" (have to pay... i'll trust that there may be some
of you that know other ways to obtain it):
watch online @ amazon:
http://www.amazon.com/Maxed-Out/dp/B001F4YOR0/ref=pd_bbs_sr_4?ie=UTF8&s=digital-video&qid=1234538904&sr=8-4

buy the dvd:
http://www.amazon.com/Maxed-Out-Mark-Mumma/dp/B000OU081M/ref=pd_bbs_sr_1?ie=UTF8&s=dvd&qid=1234542072&sr=8-1



On Fri, Feb 20, 2009 at 9:01 AM, Charlie Griefer
<[email protected]>wrote:

>
>
> On Fri, Feb 20, 2009 at 8:40 AM, Justin Scott <
> [email protected]> wrote:
>
>>
>> Scott Stroz wrote:
>> > Exactly...a 'reasonable' investment. But people who bought houses with
>> > interest only loans so they could afford the $450,000 home on $30,000 a
>> year
>> > is not what I would call reasonable.
>>
>> Caveat emptor.  Yes, the banks share some responsibility for allowing
>> that loan to begin with, but the buyer shouldn't be able to keep the
>> property if they were the ones driving the purchase in the first place,
>> especially with variable interest rates that could go up at any time.
>> People need to be accountable for their decisions.  I feel for those who
>> made good choices and are now losing their income and unable to keep up
>> because of external factors, but I have no sympathy for those that got
>> in way over their heads and created this mess to begin with.
>>
>
> By the exact same standard, shouldn't the banks be held accountable for
> their decisions?  They decided to grant these risky loans (in many cases
> they aggressively tried to "sell" them) in order to make money.
>  risk/reward.  high risk, high reward.  Really, it's not like these people
> ("these people" being those that took the interest only or ARM loans) were
> begging and pleading for banks to grant them.
>
> I saw a documentary recently called "Maxed Out".  It was on Showtime, I
> believe.  Not sure of its availability... but if you can find it I'd highly
> recommend watching it.  It really paints lending corporations as predators.
>  You know who they really want as a customer?  The kind of person who's late
> on their payments.  You know why?  So they can collect late fees.  They
> knowingly pursue those that they know cannot make the payments because they
> think they can make a few extra bucks.  Risk/reward.
>
> I'm not trying to sound like I want to grant immunity to the mortgage
> holders who were greedy.  There is definitely culpability there as well.
>  But it's not all on their shoulders, IMO.  "People need to be accountable
> for their decisions" goes both ways.
>
> --
> I have failed as much as I have succeeded. But I love my life. I love my
> wife. And I wish you my kind of success.
>



-- 
I have failed as much as I have succeeded. But I love my life. I love my
wife. And I wish you my kind of success.


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