On Mon, Apr 6, 2009 at 5:09 PM, J.J. Merrick <[email protected]> wrote:
> So how do you ever live without a FICO score?! OMGuRLIFEIzOVER!!!!

She just said she had no credit card debt, not that she never had a
card.  I know it seems impossible, but there are people out there who
have and use credit cards without carrying a balance month-to-month.

-Cameron

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