I was trying to eliminate any crediting back to a card..

In a nutshell the customer wants to get a card number in case he needs to
charge for a no show. I don't want to store it any where on the DB, I
figured the place to do it was at the online processor. He is willing to
switch processesors from the one he has now, so if he goes with a company
like say authorize.net that he can actually run all of his CC payments
throught the online web interface.

Jeff



On 1/13/06, Stacy Young <[EMAIL PROTECTED]> wrote:
>
> I'm not sure about our competitors but generally it is possible to do
> partial settles. (just pass auth reference #) One thing u need to keep
> in mind is that there's a time limit on those auths (which u may know
> already) which varies by card type and is not controlled by the
> processor.
>
> Also crediting back to a card is pretty much frowned upon by CC folks in
> case u were thinking about that approach.
>
> HTH,
> Stace
>
>
> -----Original Message-----
> From: J W [mailto:[EMAIL PROTECTED]
> Sent: Friday, January 13, 2006 2:49 PM
> To: CF-Talk
> Subject: Since were on the topic of Credit Cards... A best practices
> question...
>
> With all this talk of encrypting and storing passwords, I have a best
> practices question.
>
> I am currently working on a reservations system for a tours company. One
> of
> the BIG goals of this system is to cut down on no shows.
>
> Each space needs to be reserved since there are only X amount of spaces
> to
> fill on each trip. They want to require a 50% non refundable deposit
> when
> ordering through this system. Say each one is $80 total, so they want 40
> up
> front. BUT here is the big but. Since the remainder of the payment is
> due at
> the time of the tour, they want to let the customer choose method of
> payment
> for the whole thing, whether that is putting the total amount on the CC,
> Check or cash. Basically they want the card number to charge you the 40
> if
> you no show and charge the 40 bucks and in case the trip is rained out,
> they
> don't have to refund the 40 for everyone else who reserved. At firstthey
> wanted me just to take and store the CC # to which I said "No F'n way".
> SO I
> need to come up with an acceptable solution. BTW, Customer is made aware
> of
> the 50% non refundable charge by answering yes to a disclaimer BEFORE
> they
> place the reservation. The slight catch is that these reservations can
> be
> made up to a year in advance..
>
> What would you do?
>
> Here is my thinking.... Pre auth everyone for 40, don't settle. Day of
> trip,
> the owner goes in to the online processer
> and finds the preauths for the trip and either settles or runs an
> entirely
> new transaction
> based on if the preauth is still available. My question is it possible
> to
> create a new transaction or settle on a n older preauth from a previous
> transaction within Authorize.net's or payflow's merchant control
> panel???
> THat way day of the trip, he can go in and charge all the customers that
> want to pay with CC and settle his no shows. Am I barking up the right
> tree
> or is there a better way???
>
> Thanks,
> Jeff
>
>
>
>
> 

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