I would do an authorization, which would reserve the funds in the user's account, and then you can do a sale on it later on, or a void. If you don't void, it automatically drops off in a few weeks I believe.
Russ > -----Original Message----- > From: J W [mailto:[EMAIL PROTECTED] > Sent: Friday, January 13, 2006 4:25 PM > To: CF-Talk > Subject: Re: Since were on the topic of Credit Cards... A best practices > question... > > I was trying to eliminate any crediting back to a card.. > > In a nutshell the customer wants to get a card number in case he needs to > charge for a no show. I don't want to store it any where on the DB, I > figured the place to do it was at the online processor. He is willing to > switch processesors from the one he has now, so if he goes with a company > like say authorize.net that he can actually run all of his CC payments > throught the online web interface. > > Jeff > > > > On 1/13/06, Stacy Young <[EMAIL PROTECTED]> wrote: > > > > I'm not sure about our competitors but generally it is possible to do > > partial settles. (just pass auth reference #) One thing u need to keep > > in mind is that there's a time limit on those auths (which u may know > > already) which varies by card type and is not controlled by the > > processor. > > > > Also crediting back to a card is pretty much frowned upon by CC folks in > > case u were thinking about that approach. > > > > HTH, > > Stace > > > > > > -----Original Message----- > > From: J W [mailto:[EMAIL PROTECTED] > > Sent: Friday, January 13, 2006 2:49 PM > > To: CF-Talk > > Subject: Since were on the topic of Credit Cards... A best practices > > question... > > > > With all this talk of encrypting and storing passwords, I have a best > > practices question. > > > > I am currently working on a reservations system for a tours company. One > > of > > the BIG goals of this system is to cut down on no shows. > > > > Each space needs to be reserved since there are only X amount of spaces > > to > > fill on each trip. They want to require a 50% non refundable deposit > > when > > ordering through this system. Say each one is $80 total, so they want 40 > > up > > front. BUT here is the big but. Since the remainder of the payment is > > due at > > the time of the tour, they want to let the customer choose method of > > payment > > for the whole thing, whether that is putting the total amount on the CC, > > Check or cash. Basically they want the card number to charge you the 40 > > if > > you no show and charge the 40 bucks and in case the trip is rained out, > > they > > don't have to refund the 40 for everyone else who reserved. At firstthey > > wanted me just to take and store the CC # to which I said "No F'n way". > > SO I > > need to come up with an acceptable solution. BTW, Customer is made aware > > of > > the 50% non refundable charge by answering yes to a disclaimer BEFORE > > they > > place the reservation. The slight catch is that these reservations can > > be > > made up to a year in advance.. > > > > What would you do? > > > > Here is my thinking.... Pre auth everyone for 40, don't settle. Day of > > trip, > > the owner goes in to the online processer > > and finds the preauths for the trip and either settles or runs an > > entirely > > new transaction > > based on if the preauth is still available. My question is it possible > > to > > create a new transaction or settle on a n older preauth from a previous > > transaction within Authorize.net's or payflow's merchant control > > panel??? > > THat way day of the trip, he can go in and charge all the customers that > > want to pay with CC and settle his no shows. Am I barking up the right > > tree > > or is there a better way??? > > > > Thanks, > > Jeff > > > > > > > > > > > > ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~| Message: http://www.houseoffusion.com/lists.cfm/link=i:4:229520 Archives: http://www.houseoffusion.com/cf_lists/threads.cfm/4 Subscription: http://www.houseoffusion.com/lists.cfm/link=s:4 Unsubscribe: http://www.houseoffusion.com/cf_lists/unsubscribe.cfm?user=89.70.4 Donations & Support: http://www.houseoffusion.com/tiny.cfm/54
