Re: [Chevelle-List] Apprasial and insurance

[Phil]

I think the appraisal is required for higher dollar &/or heavily modified cars. My agent accepted pics to start the policy, but said to submit an appraisal to update the coverage since I have done a fair amount of work to it over the past couple of years. ----- Original Message ----- From: Jeff Fischer To: [EMAIL PROTECTED] Sent: Wednesday, December 12, 2001 9:19 AM Subject: Re: [Chevelle-List] Apprasial and insurance Hagerty did not request an appraisal from me, only two color pictures of the car. At 06:16 PM 12/11/2001 -0500, you wrote: I use Haggerty also...Great prices and I hear the claim procedure is relatively painless. They go on an agreed value basis, not blue book. That appraisal sounds pretty thorough. I would say its a fair price as long as they document everything. A half-assed one in my area runs around $75. ----- Original Message ----- From: Jeff Fischer To: [EMAIL PROTECTED] Sent: Tuesday, December 11, 2001 10:54 AM Subject: Re: [Chevelle-List] Apprasial and insurance I use these folks Keith, was recommended to me buy several people, they are real lax on any mileage restrictions, will give you an "agreed value" policy. My premium on my 71 was about $135 a year. http://www.hagerty.com/ At 10:09 AM 12/11/2001 -0500, you wrote: I went to my insurance company last week to insure my 1971 Chevelle for it's real value. The car has been completely restored inside and out. My insurance company is State Farm. I have been with State Farm for 15 years. My house is also insured with them. They told me that they could not put a declared value on a 1971 car. I would only get the blue book value for the car. They did take pictures of the car. They did say that I could and recommended that I get a private appraisal on the car. She gave me the name of a man who works for a company which appraises car. The insurance company will honor the appraisal value stated by this company. I called the man and he stated that it cost 125.00 dollar for the appraisal. They record all the numbers from the block,head, transmission,rear end etc. They go completely throughout the inside and out and spend about 1 1/2 hour looking at the car. He stated that three certificate will be issued on the appraisal. What do you think about this process or should I look at another way to insure my car.? Keith