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I am only 18 and still on my parents insurance but I had my 66 apraised at $16,500 I have it insured through Allstate and when i asked my agent whay would happen in a total loss he told me they would cut a check for the appraised ammount if I showed them the offical appraisal. I dont know how others work or if i would ever get a check for the full ammount but the appraisal is deffinatly a good idea. Super Chevy had an artical on how to get an appraisal, it was about a year ago. So for those of you with catalouged issues take a look. Sean 66 Chevelle >From: "Kelly C. Hanna" <[EMAIL PROTECTED]> >Reply-To: [EMAIL PROTECTED] >To: [EMAIL PROTECTED] >Subject: Re: [Chevelle-List] Apprasial and insurance >Date: Tue, 11 Dec 2001 12:11:05 -0600 > >At 09:09 AM 12/11/2001, you wrote: >>I went to my insurance company last week to insure my 1971 Chevelle for >>it's real value. The car has been completely restored inside and out. My >>insurance company is State Farm. I have been with State Farm for 15 years. >>My house is also insured with them. They told me that they could not put a >>declared value on a 1971 car. I would only get the blue book value for the >>car. They did take pictures of the car. They did say that I could and >>recommended that I get a private appraisal on the car. She gave me the >>name of a man who works for a company which appraises car. The insurance >>company will honor the appraisal value stated by this company. I called >>the man and he stated that it cost 125.00 dollar for the appraisal. They >>record all the numbers from the block,head, transmission,rear end etc. >>They go completely throughout the inside and out and spend about 1 1/2 >>hour looking at the car. He stated that three certificate will be issued >>on the appraisal. What do you think about this process or should I look at >>another way to insure my car.? > >You're going to have to either drive it only 2500 miles a year or forget >about stated value, appraisal or not...not many insurance companies will >carry that kind of coverage for anything not in the current blue book. We >all know how bad the BB is for value. I ran across the same thing for my >'78. Specialty insurance companies will write the limited mileage car >policies, but not for drivers. > > >Kelly C. Hanna >www.hannawoodworks.com > > > > > > > > _________________________________________________________________ Get your FREE download of MSN Explorer at http://explorer.msn.com/intl.asp ----------------------------------------------------- To Unsubscribe please visit www.chevelles.net/list.html To start a new topic, send mail to: [EMAIL PROTECTED]
