Re: [Chevelle-List] Apprasial and insurance

[Michael Pell]

Replies to this message are sent to The Chevelle Mailing List ------------------------------------------------------------ hmmmmm.  This must be per-policy, as I stated 2000 miles per year with Hagerty.  They did give me the option to specify 3000 though.... Phil wrote: Haggerty has no mileage limitations, but the policy does say it is for pleasure use only. If it is a daily driver, you pretty much have to stick to the large insurance companies. ----- Original Message ----- From: Kelly C. Hanna To: [EMAIL PROTECTED] Sent: Tuesday, December 11, 2001 1:11 PM Subject: Re: [Chevelle-List] Apprasial and insurance  At 09:09 AM 12/11/2001, you wrote: I went to my insurance company last week to insure my 1971 Chevelle for it's real value. The car has been completely restored inside and out. My insurance company is State Farm. I have been with State Farm for 15 years. My house is also insured with them. They told me that they could not put a declared value on a 1971 car. I would only get the blue book value for the car. They did take pictures of the car. They did say that I could and recommended that I get a private appraisal on the car. She gave me the name of a man who works for a company which appraises car. The insurance company will honor the appraisal value stated by this company. I called the man and he stated that it cost 125.00 dollar for the appraisal. They record all the numbers from the block,head, transmission,rear end etc. They go completely throughout the inside and out and spend about 1 1/2 hour looking at the car. He stated that three certificate will be issued on the appraisal. What do you think about this process or should I look at another way to insure my car.? You're going to have to either drive it only 2500 miles a year or forget about stated value, appraisal or not...not many insurance companies will carry that kind of coverage for anything not in the current blue book. We all know how bad the BB is for value. I ran across the same thing for my '78. Specialty insurance companies will write the limited mileage car policies, but not for drivers. Kelly C. Hanna www.hannawoodworks.com                 --   Check out my webpage at http://www.ProStreetCar.com   and my For Sale page at http://www.ProStreetCar.com/classifieds.html   Team Chevelle membership #178 (Gold)   Time Flies: "It's funny how you can watch a clock and time seems to   stand still.  But turn away, and you have to measure time with a   calendar rather than a clock."  mjp   ----------------------------------------------------- To Unsubscribe please visit www.chevelles.net/list.html To start a new topic, send mail to: [EMAIL PROTECTED]