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Keith,
I found that Farmers, who my wife and I have been with
for 25 years, all of our cars and house,would only
insure up to an appraised value. Like everyone
suggested check out Haggerty, and here is two more for
you to check out,I have my 66 insured with Condon &
Skelly(Metlife)Agreed value of 22K, and the same type
of full coverage insurance for $188.00 per year!

http://www.condonskelly.com
http://www.classicins.com
these people only do classic cars, so talk to them and
they will give you an cost over the phone, but whoever
you go with, it will be better than your regular
insurance company knowing you will get what your car
is worth in case of a total loss.

Rocky Hill
http://www.geocities.com/rocks66ss


--- Keith Cooper <[EMAIL PROTECTED]> wrote:
> I went to my insurance company last week to insure
> my 1971 Chevelle for it's real value. The car has
> been completely restored inside and out. My
> insurance company is State Farm. I have been with
> State Farm for 15 years. My house is also insured
> with them. They told me that they could not put a
> declared value on a 1971 car. I would only get the
> blue book value for the car. They did take pictures
> of the car. They did say that I could and
> recommended that I get a private appraisal on the
> car. She gave me the name of a man who works for a
> company which appraises car. The insurance company
> will honor the appraisal value stated by this
> company. I called the man and he stated that it cost
> 125.00 dollar for the appraisal. They record all the
> numbers from the block,head, transmission,rear end
> etc. They go completely throughout the inside and
> out and spend about 1 1/2 hour looking at the car.
> He stated that three certificate will be issued on
> the appraisal. What do you think about this process
> or should I look at another way to insure my car.?
> Keith
> 
> See my Chevelle:
> http://home.mindspring.com/~keithc/index.html
> 
> 


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