http://www.youtube.com/watch?v=hxMInSfanqg

On Sat, Jan 31, 2009 at 11:33 AM, Jordan <[email protected]> wrote:

> Tom Piwowar wrote:
>
>> It was a natural (and expected) correction to an artificially inflated
>>> market.  Plenty of blame to go around.  But, you go right ahead with your
>>> banker fetish.
>>>
>>>
>>
>> Once again you cherry pick examples and omit the critical part of the big
>> picture.
>>
>> The major part of the housing crisis was triggered by banks that were too
>> quick to foreclose. If they had worked out the mortgages, most of the houses
>> would still be occupied and money would be flowing to the banks. Instead
>> they foreclosed and now have bupkis.
>>
>> The rest of us are hurt because there are too many empty houses on the
>> market.
>>
>> The situation will self-correct in phase II. The now empty houses are now
>> being raided by scavengers. First they pull the appliances. Then they come
>> back for building parts. Third pass rips out the electric wiring for the
>> copper and any metal plumbing. The resulting house is unsellable and
>> uneconomic to repair.
>>
>> Local communities need to get tough on these banks. They need to send out
>> building inspectors and levy hevy fines on banks that fail to maintain the
>> property they own. For many communities this would be a money maker. A fine
>> capitalistic incentive to enforce the laws.
>>
>> Bankers are idiots. They should be compelled to give back the fat bonuses
>> they paid themselves.
>>
>>
>>
>>
> But, of course, this was all caused by deregulation and blinders about the
> results.
>
>
>
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