>People shouldn't suffer the consequences for their lack of common sense and >basic failure to be in control of their financial well-being by committing >to an incredibly large, multi-year contract that they don't understand? > >I love the world according to Tom: Due diligence and virtue is for suckers.
You keep on and on, again and again, cherry picking and ignoring the full picture so you can make more bizarre points. When someone goes to buy a house and they go to bank after bank and every bank is offering them similar terms they are doing "due diligence." If you go to the doctor and get told that you are in fine health do you demand a second opinion? People who do that are usually labeled as nuts. But lets say, for the sake of argument, that you go to three doctors and they all say you are in fine health. Do you keep looking for a doctor that will tell you that you are at death's door? You are criticizing people who did do the right, rational thing. You say they should have done something that would have been perfectly irrational. The bankers who gave the wrong assessment are guilty of malpractice at the front end of the problem. The same bankers are guilty of malfeasance for failing to take responsibility for the problem their bad assessment created. Finally they are guilty of stupidity for not working out the mortgages and foreclosing. It is time to roll out the guillotine! ************************************************************************* ** List info, subscription management, list rules, archives, privacy ** ** policy, calmness, a member map, and more at http://www.cguys.org/ ** *************************************************************************
