Do you use your cell phone primarily at home for long distance? If you do, then using a calling card or dial-around number will save you a lot more than prepaid cellular. Use the cell away from home, use the card at home.

We picked up a Verizon 700 minute calling card for $20 at Costco. It's less than 3 cents a minute with no monthly or connection fee from land lines, no expiration. You have to read the fine print when you buy a card though. This one from Costco is the best we found even though the per minute charge is a little higher. Access number and PIN are programmed into our phones. We usually take almost a year to use all the minutes. Not a Costco member? Find a friend who is, and offer to buy lunch or dinner!

What kind of cellular reception does Sprint-Nextel have in your area? Try Virgin Mobile. AT&T? Try Speak Out or Net10.

Understood! If I were willing to pay a higher per minute rate I could
reduce by half or eliminate the access cost. But the plan I have
works out well for us and T-Mobile has little or no signal where I
live. This plan has saved us at least a couple hundred in 9 months
compared to a monthly plan from Verizon.

Tom Piwowar wrote:
The most painful part is that the 1st call each day we use it has
a $2 access charge.


That's why I went with T-Mobile. The access charge thing is crazy.


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