>If I were willing to pay a higher per minute rate I could reduce by half 
>or eliminate the access cost. But the plan I have works out well for us 

Exactly. It depends on the usage pattern. I tend to make 1 or 2 calls a 
day, everyday. If I only used the phone 1 or 2 days a week, but made lots 
of calls on those days I would go with the access charge. Nice to have 
choices.

In either event, pre-paid gives us control over costs and a much lower 
overall cost.


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