On Thu, Mar 4, 2010 at 2:48 AM, Jeff Miles <[email protected]> wrote:

>My son is going through the same disappointment with his new car want. A Chevy 
>Camaro, fully >loaded is something he can afford, but the insurance will kill 
>him.

  Damn right.  My auto insurance just went up by $146 for a six month
period because the other designated driver on that policy got a
parking ticket.  She got the ticket for parking along the side of a
road where there were signs saying "No Parking."  That much is not in
dispute and she takes responsibility for that offense.  However,
because the ticket was written by the county sheriff as "Failure to
Obey a Highway Sign," said offense is considered a moving violation
because the state of Virginia allows auto insurance companies to
classify any and all tickets written thusly to be classified as moving
violations be they actually that or not.  The state provides for auto
insurance companies to lump all sorts of tickets into "One Size Fits
All" categories, turning many tickets that are issued for violations
wherein the ticketed vehicle is actually static and unmoving into
moving violations which serve as a basis for being allowed to ramp up
premium costs.  Non-moving violations do not cause increases in
premiums.  Can you see the BS game being played here?

  Steve


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