Who is your credit card processor?

At 06:36 AM 1/4/02 -0800, you wrote:
>We just had two 10 year registrations this morning.
>Credit card fraud is the only reason why we cannot
>process domains real time but pend them and verify -
>whenever we see a 6 plus year registration, we call
>the billing contact and verify with them.  I already
>called the Canadian customer and he confirmed that
>he did not attempt any domain registrations.
>
>We use a credit card processor who emails us every
>transaction report - success or denied and includes
>denied resons, so it is easy to spot as most
>of the time we would see 2 or 3 stolen card emails
>before a success email comes in for that same domain.
>
>Our card processor also has a fraud track, so when
>we discover a stolen card, we enter that number in
>a fraud database via online interface which assures
>the hacker could not use that card on our site - or
>any other sites who use our cc processor again.
>
>It is too early to telephone in on our second 10 year registration
>customer - the chances are that is a fraud as well
>- out of ten 10 year registrations only one would prove to
>be legit -
>
>cheers
>Genie
>eyeondomain.com
>
>
>----- Original Message -----
>From: "Don Brown" <[EMAIL PROTECTED]>
>To: <[EMAIL PROTECTED]>
>Sent: Friday, January 04, 2002 5:08 AM
>Subject: Re: Who owns tradingsportscards.com?
>
>
> > At 02:59 PM 1/2/02 -0800, you wrote:
> >
> > > > > I have another question, though: at what point do I report the CC#
>to
> > > visa?
> > > > > Or contact the ISP with the IP/timestamp that I have logged? Any
> > > suggestions?
> > > > > Or do I just walk from it? We've actually been doing this for well
>over a
> > > > > year and never once had a chargeback or fraudulent attempt. I guess
> > > that's
> > > > > been lucky.
> > > >
> > > > My suggestion would be to contact Visa now and mention that you had a
> > > > suspicious attempt to use CC# x.  Give them all the info you have on
>the
> > > > guy and say "I don't need to know anything else, just that you will
> > > > contact the rightful cardholder and let them know about this issue."
> > >
> > >The CC companies don't care what the merchants have to say... we have
> > >tried reporting CC fraud to them (as a merchant).  They said the
> > >cardholder must report the fraudulent usage of their card (usually after
> > >the fact).  I remember one time when the thief had the complete name,
> > >address and telephone of the actual cardholder.  We called the card
>holder
> > >to confirm and discovered it was fraud.  We contacted Visa and they
>stated
> > >the card holder must file the report.  We then told the cardholder that
>it
> > >might be wise to contact the issuing bank and discuss the problem...
> >
> > Our experience is that in cases where the cardholder is a party (i.e. we
> > confirmed with the cardholder that it is fraud) that the issuing bank will
> > want the cardholder to report it.  I don't know why, exactly, but that has
> > been our experience -- so we tell the cardholder they need to do so for
> > their own protection.
> >
> > In contrast, however, we have had situations where a domestic card (i.e.
> > the cardholder lived in Ohio) was submitted to pay for an order, but the
> > originating IP address was located in Romania.  In those cases, we contact
> > our Merchant Bank and got the fax or telephone number of the issuing
> > bank.  We then call, or fax, them to report that the card may have been
> > compromised.
> >
> > Within the last week we had almost a carbon copy of the above situation
>and
> > contacted MBNA.  They told us that they were putting a security hold on
>the
> > account and would telephone the customer.  They get to be a hero with
>their
> > customer.
> >
> > I think it behooves all of us to do something in an effort to combat
>credit
> > card fraud.  Who knows, the recent report to MBNA may have save you or
> > another "card not present" merchant from a loss and a charge back.
> >
> > FWIW
> >
> >
> > ----
> > Don Brown - Dallas, Texas USA       Internet Concepts, Inc.
> > [EMAIL PROTECTED]            http://www.inetconcepts.net
> > PGP Key ID: 04C99A55                  (972) 788-2364  Fax: (972) 788-5049
> > Providing Internet Solutions Worldwide - An eDataWeb Affiliate
> > ----
> >
> >
> >

----
Don Brown - Dallas, Texas USA       Internet Concepts, Inc.
[EMAIL PROTECTED]            http://www.inetconcepts.net
PGP Key ID: 04C99A55                  (972) 788-2364  Fax: (972) 788-5049
Providing Internet Solutions Worldwide - An eDataWeb Affiliate
----

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