[This message was posted by Ryan Pierce (FPL Technical Director) of FIX 
Protocol Ltd. <[email protected]> to the "General Q/A" discussion 
forum at http://fixprotocol.org/discuss/22. You can reply to it on-line at 
http://fixprotocol.org/discuss/read/13e8a9f5 - PLEASE DO NOT REPLY BY MAIL.]

> If he obtains agreement from both, he will effect the trade.

That might not necessarily be possible. In addition to consent from the 
parties, as Hanno said, the Cross order may be submitted to an exchange, whose 
rules may apply and may affect how, or if, the cross is executed.

It is possible that a cross could be declined by the exchange.

It is also possible that the exchange could step into the middle of the 
proposed cross and trade some or all of one side, and leave the remainder of 
the other leg on the book, or cancel it.

A cross may also involve an agreed trade between the broker's own proprietary 
inventory and the client.

E.g. the book may appear as follows:

Bid             Offer
1000 @ $10.25   1000 @ $10.26
1000 @ $10.24   2000 @ $10.27
1000 @ $10.23   1000 $ $10.28

A client may want to buy a block of 100,000 shares, and may agree to do it with 
the broker at $10.27, which is outside the NBBO, but is still reasonable, 
especially considering the volume involved and its market impact. So the broker 
may send a cross for 100,000 shares at $10.27 to the exchange. The exchange may 
respond by matching 1000 shares @ $10.26 and 2000 shares @ $10.27 from the book 
with the client leg to buy, and then matching the remaining 97,000 shares of 
the client leg to buy with 97,000 of the broker's leg to sell at $10.27, and 
then canceling out the rest of the broker's leg to sell.


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