[This message was posted by John Harris of BondMart Technologies, Inc. 
<[email protected]> to the "General Q/A" discussion forum at 
http://fixprotocol.org/discuss/22. You can reply to it on-line at 
http://fixprotocol.org/discuss/read/7d1a59ed - PLEASE DO NOT REPLY BY MAIL.]

The example I gave, Ryan, was qualified by "[p]resuming the rules of the 
exchange permit such behavior" and "if [the broker] obtains agreement from 
[buyer and seller]," so, agreed, it may not be possible to effect a cross, the 
consent of parties is required, and the rules of an exchange (or other 
regulatory body) may apply.

I submit this to be a rigorous definition of a cross trade:  A cross is a trade 
effected by prior arrangement between buyer(s) and seller(s), on the basis of a 
dynamic reference price agreed upon by them in advance, through the agency of a 
third party acting in the capacity of broker or riskless principal and who 
impartially establishes the actual execution price.

I further submit that a trade not meeting this exact definition is something 
other than a cross.


> > If he obtains agreement from both, he will effect the trade.
> 
> That might not necessarily be possible. In addition to consent from the
> parties, as Hanno said, the Cross order may be submitted to an exchange,
> whose rules may apply and may affect how, or if, the cross is executed.
> 
> It is possible that a cross could be declined by the exchange.
> 
> It is also possible that the exchange could step into the middle of the
> proposed cross and trade some or all of one side, and leave the
> remainder of the other leg on the book, or cancel it.
> 
> A cross may also involve an agreed trade between the broker's own
> proprietary inventory and the client.
> 
> E.g. the book may appear as follows:
> 
> Bid Offer 1000 @ $10.25 1000 @ $10.26 1000 @ $10.24 2000 @ $10.27 1000 @
> $10.23 1000 $ $10.28
> 
> A client may want to buy a block of 100,000 shares, and may agree to do
> it with the broker at $10.27, which is outside the NBBO, but is still
> reasonable, especially considering the volume involved and its market
> impact. So the broker may send a cross for 100,000 shares at $10.27 to
> the exchange. The exchange may respond by matching 1000 shares @ $10.26
> and 2000 shares @ $10.27 from the book with the client leg to buy, and
> then matching the remaining 97,000 shares of the client leg to buy with
> 97,000 of the broker's leg to sell at $10.27, and then canceling out the
> rest of the broker's leg to sell.


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