May I make a humble suggestion.
Change File->New to allow users to select a Fill Type of either

Background w/o alpha 
Background w/ alpha

Then users can select what they want to begin with. Flatten and Add Alpha
Channel can still exist as is in the Layers menu. No automatic
behind-the-scenes switching need be done. Power users have full control and
newbies can simply select Background w/ alpha if they wish. 

Alan

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