On Sat, Jan 12, 2008 at 04:21:22AM +0000, De Clarke wrote:
> 2b) to fulfill requirements by litigation-happy marina owners
> who will not allow you to rent a slip w/o proof of insurance.

I'm not sure that litigation-*happy* is exactly the term I'd use to
refer to the marina owners/operators. You just know that somewhere there
was some asshat whose boat caught fire, exploded, or did some other
horrible thing to damage neighbouring boats, and said asshat had neither
the liquidity nor the liability insurance to pay for all the damage he
did to other people's boats. Of course what was special about this
particular asshat is that one of the guys whose boat he took out was
litigation-happy and, deciding that he couldn't get the money from the
asshat, decided to send his lawyers after the marina instead for having
put him at risk by having him next to uninsured asshat.

Marina owners/operators everywhere then scrambled to cover their asses.
Naturally, trust, inspections, and other apparently-sane ways to make
sure that boaters aren't blowing their neighbours up would be more
effective than requiring liability insurance at actually preventing
people being blown up by their neighbours. Liability insurance, on the
other hand is quite effective at covering the asses of the marina
owners/operators, and since that was the actual goal (for which you can
really only blame them if you're perfectly happy losing lawsuits), a
bunch of us get asked to produce our papers.

Fortunately, around Toronto, it's not terribly hard to find liveaboard
insurance (it costs an extra half-grand a year, but it's available). I
understand that it's not quite so easy in many other parts of the world.

Cheers,
Kris

-- 
Kris Coward                                     http://unripe.melon.org/
GPG Fingerprint: 2BF3 957D 310A FEEC 4733  830E 21A4 05C7 1FEB 12B3
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