Keep in mind that the Marina Owners, just like every other business in the
world, do not pay for their insurance, their customers pay for it, along
with ALL other expenses.
ALL costs of doing business, any business, are paid entirely by the end
users.
Norm
S/V Bandersnatch
Lying Julington Creek FL
30 07.72N 081 38.4W
> [Original Message]
> From: Kris Coward <[EMAIL PROTECTED]>
> To: <[email protected]>
> Date: 1/11/2008 11:52:17 PM
> Subject: Re: [Liveaboard] [SPAM]Re: marine insurance in BC Canada?
>
> On Sat, Jan 12, 2008 at 04:21:22AM +0000, De Clarke wrote:
> > 2b) to fulfill requirements by litigation-happy marina owners
> > who will not allow you to rent a slip w/o proof of insurance.
>
> I'm not sure that litigation-*happy* is exactly the term I'd use to
> refer to the marina owners/operators. You just know that somewhere there
> was some asshat whose boat caught fire, exploded, or did some other
> horrible thing to damage neighbouring boats, and said asshat had neither
> the liquidity nor the liability insurance to pay for all the damage he
> did to other people's boats. Of course what was special about this
> particular asshat is that one of the guys whose boat he took out was
> litigation-happy and, deciding that he couldn't get the money from the
> asshat, decided to send his lawyers after the marina instead for having
> put him at risk by having him next to uninsured asshat.
>
> Marina owners/operators everywhere then scrambled to cover their asses.
> Naturally, trust, inspections, and other apparently-sane ways to make
> sure that boaters aren't blowing their neighbours up would be more
> effective than requiring liability insurance at actually preventing
> people being blown up by their neighbours. Liability insurance, on the
> other hand is quite effective at covering the asses of the marina
> owners/operators, and since that was the actual goal (for which you can
> really only blame them if you're perfectly happy losing lawsuits), a
> bunch of us get asked to produce our papers.
>
> Fortunately, around Toronto, it's not terribly hard to find liveaboard
> insurance (it costs an extra half-grand a year, but it's available). I
> understand that it's not quite so easy in many other parts of the world.
>
> Cheers,
> Kris
>
> --
> Kris Coward http://unripe.melon.org/
> GPG Fingerprint: 2BF3 957D 310A FEEC 4733 830E 21A4 05C7 1FEB 12B3
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