> Fortunately, around Toronto, it's not terribly hard to find liveaboard
> insurance (it costs an extra half-grand a year, but it's available). I
> understand that it's not quite so easy in many other parts of the world.
>
> Cheers,
> Kris

FWIW 
My boat is in Spain. Our marina insists on having a copy of the up to date 
insurance policy. No insurance .. no berth. I use Pantaenius (a British/German 
firm?) who seem to have a good reputation. Full coverage for the boat and RIB 
and accessories, 3rd party at a couple of M$ Costs about 1.5% of the insured 
value per year. I am too poor to not have full insurance

Peter
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