Around here, as I’m sure is the same case in your area, they troll the neighborhoods after storms to get business. Many of them want to handle the whole insurance claim process, where they get you to sign over everything to them to handle. That’s not necessarily a bad thing, but what can happen is they do a crappy job and you have no recourse because you don’t control the payment.
There is quite a business in weather apps that identify storms and winds down to the individual address. They subscribe to these services and use the information to go out and canvass for business. It’s also what they use to promote a claim with the insurance companies. Find a couple of local roofing companies and have them inspect the roofs. Tell them you believe you may have storm damage and they’ll know to look for it. -D > On Aug 23, 2020, at 10:48 AM, Kaleb Striplin via Mercedes > <mercedes@okiebenz.com> wrote: > > Also, how to find a good roofer? I see commercials on TV every night for > local roofing companies and see them driving around. They all seem be driving > very expensive trucks with very expensive wraps. I’m sure they charge a very > expensive price. > > Sent from my iPhone > >> On Aug 23, 2020, at 9:46 AM, Kaleb Striplin <ka...@striplin.net> wrote: >> >> I probably need to do that. I didn’t know if they did free inspections or >> not. I do need to do something at this house soon. A few years ago we had >> some shingles blow off at the peak of the roof. There were left knee >> shingles in the garage so I replaced them myself. Last week we had a pretty >> good storm blow thru and a couple of days later while out mowing found some >> shingles in the yard. I think they were part of the previous shingles I >> replaced. At the very least I will probably get quotes to have that fixed >> instead of doing it myself again. >> >> Also, this roof was supposedly put on in 12 I believe. Whoever did it I do >> not think did a great job. There are a few spots along that edge of the roof >> where I don’t think they ran the shingles out far enough past the edge to >> get the water flowing into the gutters. Instead it has ran down behind the >> gutters and started rotting out the decking along the edge. Probably will >> need about a 6” section of decking replaced it some spots. I know I have >> mentioned this before here but have not addressed it yet. >> >> This roof is pretty simple as far as roofs go. The roof on the other house >> is a different story. It’s a very steep roof with multiple shapes and peaks. >> >> Sent from my iPhone >> >>> On Aug 23, 2020, at 9:27 AM, Dan Penoff via Mercedes >>> <mercedes@okiebenz.com> wrote: >>> >>> Our roof of nearly 20 years on our previous house was in need of >>> replacement. I got quotes from two different roofing companies in the area, >>> both with good reputations. >>> >>> The first guy came out, climbed on the roof and was up there for about 10 >>> minutes. I asked him if there were any signs of damage (we had a hailstorm >>> a year previous) and he said there was so little it wasn’t worth the >>> trouble to engage the insurance company. >>> >>> I called my insurance agent and asked him. He said to call the insurance >>> company’s claims line and schedule an inspection anyway. >>> >>> The following Tuesday both the other roofing company’s estimator and the >>> insurance company’s inspector showed up at the same time. They were on the >>> roof for over 45 minutes. It seemed that the roofing guy took the inspector >>> around and pointed out numerous areas of damage, and the inspector >>> concurred. We had a small leak that was due to a nail lifting under a >>> shingle that the roofing guy identified almost immediately from the roof >>> side. >>> >>> The insurance inspector left and the roofing guy spent about 30 minute with >>> me going over all the stuff he found documented on his iPad. >>> >>> That Friday I got the call from the insurance company, saying they were >>> replacing the roof. I immediately gave the job to the second roofing guy, >>> who, I would add, was not the cheaper of the two, either. >>> >>> The total bill was close to $20k. We paid something like $900 out of >>> pocket. Nice. >>> >>> Also, because the roof was installed with a newer nailing schedule that >>> complies with the latest code, our insurance dropped about $400/year, too. >>> >>> Get both roofs inspected. Don’t cost nothin’ and you might get a new roof >>> or a good part of it covered. >>> >>> -D >>> >>>>> On Aug 23, 2020, at 10:16 AM, Kaleb Striplin via Mercedes >>>>> <mercedes@okiebenz.com> wrote: >>>> >>>> Speaking of insurance and roofs, if I do make a switch, I need to get >>>> somebody to inspect both roofs. I suspect one or both of them could have >>>> hail damage. When I had a contractor over at the rental he was looking at >>>> the roof and mentioned it looked like it might have some hail damage. >>>> Might as well let USAA fix it since I have been paying them all this money >>>> all these years. >>>> >>>> Sent from my iPhone >>>> >>>>>> On Aug 23, 2020, at 8:29 AM, Kaleb Striplin <ka...@striplin.net> wrote: >>>>> >>>>> Speaking of insurance commercials j have been seeing a lot of USAA >>>>> commercials lately. Are they now allowing anyone to join? Otherwise why >>>>> would they need to run commercials? >>>>> >>>>> Sent from my iPhone >>>>> >>>>>> On Aug 23, 2020, at 7:06 AM, Dan Penoff via Mercedes >>>>>> <mercedes@okiebenz.com> wrote: >>>>>> >>>>>> A coworker has a new house that was built just a couple years ago with >>>>>> a metal roof. As Don described, with the roofing felt and underlayment >>>>>> it’s no louder that a composite shingle roof, according to them. >>>>>> >>>>>> Liberty is too busy dealing with that emu to settle claims, I suspect. >>>>>> >>>>>> -D >>>>>> >>>>>>>> On Aug 23, 2020, at 12:33 AM, Allan Streib via Mercedes >>>>>>>> <mercedes@okiebenz.com> wrote: >>>>>>> >>>>>>> I think anyone's experience with an insurer as an opposing party is >>>>>>> going to be different from their experience as the insured. >>>>>>> >>>>>>> The one time I had to deal with a claim against someone who hit me, it >>>>>>> was fortuanately not too bad but I definitely had to "keep the ball >>>>>>> moving" with phone calls, getting repair estimates, and other >>>>>>> followup. >>>>>>> >>>>>>> Allan >>>>>>> >>>>>>> >>>>>>> Clay via Mercedes <mercedes@okiebenz.com> writes: >>>>>>> >>>>>>>> My dealings with the Liberty Mutual family have been horrid. I have >>>>>>>> USAA and end up so frustrated dealing with LM as opposing party that I >>>>>>>> take the ding and file a claim. Last event with liberty had the state >>>>>>>> insurance commissioner involved after filing complaints. They >>>>>>>> actively ignore contacting unless they are harassing or lowballing >>>>>>>> you, trying to get you to sign away your rights. Lots of dirty >>>>>>>> dealings from that company. Even had renters get screwed out of >>>>>>>> claims on their own policies. >>>>>>>> >>>>>>>> clay >>>>>>>> >>>>>>>> I have no pronouns please do not refer to me. >>>>>>>> >>>>>>>> >>>>>>>> >>>>>>>>>> On Aug 21, 2020, at 7:12 PM, Kaleb Striplin via Mercedes >>>>>>>>>> <mercedes@okiebenz.com> wrote: >>>>>>>>>> >>>>>>>>>> I ran a couple of online quotes and cheapest I came up with so far >>>>>>>>>> was Liberty Mutual. It was around $600-$1k cheaper depending on >>>>>>>>>> deductible. I have not tried State Farm yet. The problem is USAA >>>>>>>>>> and all these others put a rebuild value WAY higher than what we >>>>>>>>>> paid and what I figure the actual house is worth/would actually cost >>>>>>>>>> to replace. >>>>>>>>>> now prompted me to start shopping. Anybody have a recommendation for >>>>>>>>>> homeowners insurance and/or auto? I always thought USAA was the >>>>>>>>>> cheapest as well as the best. >>>>>>>> >>>>>>> >>>>>>> _______________________________________ >>>>>>> http://www.okiebenz.com >>>>>>> >>>>>>> To search list archives http://www.okiebenz.com/archive/ >>>>>>> >>>>>>> To Unsubscribe or change delivery options go to: >>>>>>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com >>>>>>> >>>>>> >>>>>> >>>>>> _______________________________________ >>>>>> http://www.okiebenz.com >>>>>> >>>>>> To search list archives http://www.okiebenz.com/archive/ >>>>>> >>>>>> To Unsubscribe or change delivery options go to: >>>>>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com >>>>>> >>>> >>>> >>>> _______________________________________ >>>> http://www.okiebenz.com >>>> >>>> To search list archives http://www.okiebenz.com/archive/ >>>> >>>> To Unsubscribe or change delivery options go to: >>>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com >>>> >>> >>> >>> _______________________________________ >>> http://www.okiebenz.com >>> >>> To search list archives http://www.okiebenz.com/archive/ >>> >>> To Unsubscribe or change delivery options go to: >>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com >>> > > > _______________________________________ > http://www.okiebenz.com > > To search list archives http://www.okiebenz.com/archive/ > > To Unsubscribe or change delivery options go to: > http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com > _______________________________________ http://www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
