I can't speak for the US, but over here the situation is pretty clear: A
restorer (or framer, for example) can not buy insurance for damages that occur
while he is working on a piece: If he lets the poster fall off his work table
while framing it, no chance for insurance.
On the other hand, if the poster is leaning against a wall, and a chair falls
on it and destroys it, THAT would be a reason for an insurance claim.
The logic behind this from the position of the insurance company is pretty
simple: They are afraid that you might take your artwork or poster or whatever
to your restorer and he intentionally destroys it, and then you two cash in on
the insurance money.
Helmut
> Had a friend who sent in a one-sheet for Beast From 20,000 Fathoms to one of
> the more well known restoration houses and they piece was inadvertently
> destroyed while in their possession.
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