I'm not certain of what Ms. Heller is implying in her post below.  My guess is that 
she is implying that there really is affordable housing in the city, if we'd just look 
for it.  If I'm mistaken, please accept my apologies and I ask for a correction.

That said, I would respectfully offer some thoughts, on the assumption that my guess 
is correct.

The rents shown below seem to run around $600/month.  Most landlords ask for three 
times rent as minimum income for their tenants.  This would mean that a tenant, in 
order to afford a $600 rent, needs to make $1800/month.  $1800 is $21,600 yearly, or 
$10.38/hour at full time.  This is also gross income, not net.  Assuming that 
appoximately 28% of gross income goes to taxes and other deductions, take home income 
runs around $1300.  All of my quick math means that the roughly median rent will 
require almost half of your monthly income, if you have a job that pays enough to 
qualify for the apartment. 

Now, if you're a single person with no dependents, an argument can be made that you 
COULD get by on this budget.  Nothing luxurious, but you'd be off the street , able to 
feed yourself, and make enough to buy a bus pass.  However, add a dependent or two and 
this tight budget quickly becomes unmanagable.  Or, make less than $10.38/hour (and 
many of the people in needed entry level jobs make less than that) and the budget 
quickly becomes too tight.

I'm not arguing that people of modest means are necessarily entitled to hand-outs just 
because they're of modest means.  On the contrary, I don't support hand-outs to 
individuals much more than I support hand-outs to corporations.  People can and have 
gotten by on very modest means by hard work, my family being at that point also when I 
was younger.  If anything, I'd argue that if we agree that restaurant workers, retail 
workers, hotel housekeepers, bank tellers and many other jobs are needed in this local 
economy, then it is in the best interests of all to see if we can work with private 
developers to find housing that workers of modest means can afford.

Just a few thoughts while I'm staying up much too late for the new job I need to be at 
in the morning.

Gary Bowman
1-1

P.S. Looking at the NE Mpls. rents, apparently NE landlords have changed their 
outlooks on rents.  I remember that NE always used to be the area where you could get 
cheap rents in safe neighborhoods, as long as you didn't need glitzy neighborhoods.  
However, it appears there's little difference in NE rents from other rents nowadays, 
Uptown excepted (gotta pay for the glitz around Hennepin Avenue ;-) ).

On Mon, 07 January 2002, "Victoria Heller" wrote:

> 
>       Apts & Condos - Minneapolis  (Monday's Star Tribune Classifieds)
>       I just randomly clipped a few......
> 
>       * LORING PK & STEVENS SQ * Studios $435-$510 1BR's $550-$650 Hwd flrs,
> quiet bldg, professional landlord ref's req'd 612-871-2155 www.copenet.com
> Published  07-Jan-2002
> --------------------------------------------------------------------------
> 
>       LAKE OF THE ISLES Emerson Av 1924, studio apt $445/mo, avl immed, ph
> 612-374-3284       Published  07-Jan-2002
> --------------------------------------------------------------------------
> 
>       EAST RIVER TERRACE 2101 On the River. Beaut studios & 1 BR apts. Hdwd
> floors. Ht pd. $600 & $750. 612-333-2057       Published  06-Jan-2002
> --------------------------------------------------------------------------
> 
>       STEVENS AVE S 36XX Huge 2BR, hdwd flrs, 4 season porch. $720.
> 612-822-7286       Published  06-Jan-2002
> --------------------------------------------------------------------------
> 
>       LINDEN HILLS Blv 42xx. 1BR, top flr of hse, offst prkg,lake 1 blk,no
> pet $675 612-822-0222       Published  06-Jan-2002
> --------------------------------------------------------------------------
> 
>       NICOLLET & 38TH Spacious 1 BR, new crpt $595. Avail 2/1 or earlier
> 612-810-9390       Published  06-Jan-2002
> --------------------------------------------------------------------------
> 
>       NICOLLET AVE S 4422 Spac 1BR in turn of the century brick building,
> upr lvl, hrdwd flrs, lots of closet space, vintage features, ht pd, avail
> 2/1, $695. Chad or Tracy 612-823-1227       Published  06-Jan-2002
> --------------------------------------------------------------------------
> 
>       38TH & NICOLLET AV S Spac studio, berber crpt, avail 1/15 & 2/1, $495.
> Controlled entry. Call Amy 612-827-9098       Published  06-Jan-2002
> --------------------------------------------------------------------------
> 
>       LONGFELLOW & 36th 1 lg BR redecor, off st pk, 2 fam dplx $650 ht/ele
> pd 612-991-4908       Published  06-Jan-2002
> --------------------------------------------------------------------------
> 
>       CEDAR S 2934 Effcy $540; 1 BR $610. Quiet bldg, new paint, heat paid
> 612-724-1787       Published  06-Jan-2002
> --------------------------------------------------------------------------
> 
>       BLAISDELL AVE S, 38xx 1br/effcy, carpet, off st prkg $550-$650.
> 612-922-7925       Published  06-Jan-2002
> --------------------------------------------------------------------------
> 
>       4th Av S & 24th St 1BR, offst prkg. $500/mo + util & dep. Avail now.
> 651-631-8628       Published  06-Jan-2002
> --------------------------------------------------------------------------
> 
>       13TH AV. S. 35XX Lrg studio Sml pet ok. $450+ utls, imed. 612-823-6655
> 612-824-0223       Published  06-Jan-2002
> --------------------------------------------------------------------------
> 
>       FIRST MONTH FREE* Many Locations Contemp & Brownstones Every Size
> $400-$935 Great Maintenance Professional Management 763-572-9400
> kleinmanrealty.com * Call for details.       Published  06-Jan-2002
> --------------------------------------------------------------------------
> 
>       MARSHALL ST, 2652 NE 1BR, $590, modern kitchen, d/w, pkg, bus,
> river/park. No pets, 612-788-6425 Feb 1       Published  06-Jan-2002
> --------------------------------------------------------------------------
> 
>       FILMORE ST NE 7XX $695 2BR, off st prk, lndry, on bus, heat pd, 1/15.
> 612-789-8059       Published  06-Jan-2002
> --------------------------------------------------------------------------
> 
>       MINI-MANSION Rare 1br $595 952-996-8970       Published  06-Jan-2002
> --------------------------------------------------------------------------
> 
>       OAK GROVE 200 Lg 4 rm studio $530 & 1BR $635, oak flrs & ww. Lg 3 rm
> bsmt studio, ceil fans, lg walk-in closet $475. 10 min walk to DT. Bus, cat
> ok. No application fee. 612-825-3214       Published  06-Jan-2002
> --------------------------------------------------------------------------
> 
>       LORING-DOWNTOWN Lg studio in 1920 vintage brownstone bldg w/hdwd flrs,
> eat-in kit & walkin closet. 1525 LaSalle Ave. $490 Heat pd No pets *
> 952-922-4945       Published  06-Jan-2002
> --------------------------------------------------------------------------
> 
>       GUTHRIE/LORING 333 OAK GROVE ST * Newer building * 1BR's, 1BR with
> balcony, 2BR w/balcony; $525-$895 * Controlled entrance; elevator * Heated
> parking available * Outside, off street pkg avail * Available 1/1 * Walking
> distance to park * 13th month free w/1 yr lease * 612-870-8888 * *
> 952-920-9216 *       Published  06-Jan-2002
> --------------------------------------------------------------------------
> 
>       DOWNTOWN STUDIO APTS $375 - $510 612-870-1412       Published
> 06-Jan-2002
> 
> 
> _______________________________________
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