IN PA you are required to file for a Ficticious Name if you are not a corporation or if your Surname (Last name) isn't in the title of your business. You will not be able to open a checking account without it. It falls under the UCC Code. In PA it was $75 and yes it protects you, however, it only protects your name in that state. If you want rights to your name in any other state you must file for a copyright or trademark.
R On Sun, Feb 27, 2011 at 11:05 AM, Susan Mang <[email protected]> wrote: > Hi Pam, > > I'm only guessing here, but it sounds like the bank is asking for a DBA. > It stands for "doing business as", and as the bank officer > tried to explain, it's protects you. Not just for the reasons they > mentioned, but what if someone else started using your business > name, and they were not up to par with your quality of work/customer > service? Having the DBA would give you legal grounds to > prevent them from using your name. Of course, you would have to legally go > after them to change their name, but at least you > would have the option to do so. Or it may prevent someone from using the > name to begin with. > > Sue Mang > [email protected] > Louis Anthony Salon > Buffalo NY > > > > > > > On Sun, Feb 27, 2011 at 6:42 AM, <[email protected]> wrote: > > Hi Techs, > I went to open a business checking acct at a different bank yesterday and > was told that I could NOT open a business checking acct because I wasn't > "registered" with the state of Ohio! I had brought my vendors lic. , but > the lady said that that only proves I pay taxes and that I had never > "registered" my business name in Ohio ! WTH is this!? I asked her why I > would register my name after 20 years of doing nails under this name. She > gave me an example of a bank client who didn't register his name, ex. Ohio > Carpet Cleaning, and when a competitor opened a business under the same name > and REGISTERED it with Ohio, the original business owner had to CHANGE his > business name, repaint his signs, his trucks, re-do his business cards, etc. > Of course, there is a $50 fee to "register" your business name with Ohio! > This is all news to me, what do ya'll think? When I register, is it going > to bring an avalanche of paperwork down on me? What changes besides the > fact that no one else can use your name? > Pam > Nail Designs > Ohio > > -- > You received this message because you are subscribed to the Google Groups > "NailTech" group. > To post to this group, send email to [email protected]. > To unsubscribe from this group, send email to > [email protected]. > For more options, visit this group at > http://groups.google.com/group/nailtech?hl=en. > > > > -- > You received this message because you are subscribed to the Google Groups > "NailTech" group. > To post to this group, send email to [email protected]. > To unsubscribe from this group, send email to > [email protected]. > For more options, visit this group at > http://groups.google.com/group/nailtech?hl=en. > > -- > You received this message because you are subscribed to the Google Groups > "NailTech" group. > To post to this group, send email to [email protected]. > To unsubscribe from this group, send email to > [email protected]. > For more options, visit this group at > http://groups.google.com/group/nailtech?hl=en. > -- You received this message because you are subscribed to the Google Groups "NailTech" group. To post to this group, send email to [email protected]. To unsubscribe from this group, send email to [email protected]. For more options, visit this group at http://groups.google.com/group/nailtech?hl=en.
