- Ok - i found the zzzz in the import file -- very weird that quicken
did that - only on the categories w/ sub categories... i suppose i
could take them out manually...

- regarding w2 - sorry i just don't trust paystubs... :D -- maybe
after i have been here a few years i will -- regarding filing early -
i meant 'the day' its allowed... i believe that's april 15 here... its
at the end of feb in canada if i remember correctly - basically i will
always want to track that info myself. -- again this is an issue for
me with other stuff to-- ie splitting my net walmart bill -- i have no
choice over it showing me 10 lines all the splits.. i would like to
'hide' the splits... completely - not just their amounts... so that
there are less lines of transaction data on the screen.

- regarding bucket - i was definately going to reduce them - but i
wanted to merge - not delete -- so that linked transactions in one
bucket can be associated with the new bucket... unforutnately quicken
exports Empty categories also - which is dumb...
thanks
ciara

On Jan 5, 10:55 am, Kevin Hoctor <[email protected]> wrote:
> On Jan 5, 2009, at 9:02 AM, ciara belle wrote:
>
>
>
> > hmm - well regarding missing transfer links -- i understand that if
> > qif didnt export it you cant import it...  shame though - if it was
> > 'just' historical i could see that.. but for me its live organic
> > data...  what i have always done is create cash accounts for budgets
> > (i didnt like the way budgeting was handled in quicken...) - sort of
> > like the envelope method (before they called it that... :! since i
> > have been doing it this way since i was 15...)  So i have an account
> > called pet budget, electrical catch up (the amount due at the end of
> > your annual electrical bill reconciliation),  but i have an automatic
> > transfer from real accounts to the 'ghost' cash accounts.... every few
> > months i take a look at the full amount in that cash account -- lets
> > say my running background balance on electrical bill is only 700...
> > but my auto transfer of 200 a month is now at 1200... so i just delete
> > a few of the older transfers to reduce my envelope to 700...  with the
> > link gone i cant do that :(
>
> Hi Ciara,
>
> Sorry, I've never heard of doing that before so the idea of changing  
> transfers struck me as odd. But doing this still seems wrong if you're  
> now going to use the real envelope budgeting in MoneyWell. Maybe  
> you'll agree that it's not necessary after using it for a while.
>
>
>
> > next point; Payroll (example -- but it does the same on splits for
> > grocery store amounts - which is a net amount)
> > You stated:
>
> > Why bother breaking these out? Don't you get a summary report of
> > your
> > payroll? Instead of spending all your time breaking out transactions
> > for tax purposes, just glance at your end of year report. MoneyWell
> > wants you to focus on cash flow instead of tons of detail for
> > reporting purposes.
>
> > I have to assume your American.... I am Canadian and I just moved to
> > the USA... people get their W2's here - quickly and on time it
> > seems... in Canada its different.... Every company i have worked for
> > has taken till the last day to give it to me... and then sometime
> > still late -- and if you complain to the authority in charge of that
> > it takes 6 months to investigate it..(so not worth complaining)...
> > many times the historical y-t-d has been wrong...   So i would rather
> > keep track of it my self....  and in quicken (canada) it did most of
> > the calculation automatically...   I wanted to get my taxes in the
> > first Day they were accepting them - so i did all my taxes very
> > early.. i knew how much i would owe (never did but i could have some
> > time to put money aside if i did) and how much refund i could count
> > on... and cause i sent it in early -  got my refund earlier than most
> > of my colleagues..  I got the interest on my money - not the
> > government :D
>
> Even if we have a total, we can't file without government  
> documentation. Also, most employers put a set of running totals on  
> your payroll stub so even if you don't get your W-2 right away, you  
> still have this information on your paycheck.
>
> > Glad the running balances is coming back... i really use that (again
> > cuase of the envelope method my real balance is regularly different
> > from the software... but running shows me my real balance too).
>
> Sorry, you misunderstood me. I meant that running totals are not  
> accurate. Banks don't care about how much money you have in the bank  
> from transaction to transaction but instead have an specified hour of  
> the day that cuts off your business day and gives you a daily balance.  
> If this is 3 PM and you deposit a check for $5,000 at 3:30 PM, it  
> doesn't matter that it covers your $200 deficit, you'll be considered  
> over your balance.
>
> That's why MoneyWell does daily balances at the bottom of the window.  
> It saves horizontal space in the table, is more accurate because the  
> sequence of transactions is not absolute with most banks so it's hard  
> to match up with statement, and it allows you to do ad hoc sums for  
> multiple transactions (select several of them and it turns into a  
> total of those transactions).
>
> > re bank downloads -- not sure why i would contact the bank - quicken
> > can download from TD canada Trust.... and TD Canada Trust Visa,  and
> > BMO Mastercard with no issues... it logs in - downloads - and logs
> > out...  (well it did before i switched to USA....)
>
> These may work with MoneyWell if they work with Quicken. I'll check  
> into them and add them to our database.
>
> > I will see if there is a way to check for that info in the qif (memo
> > etc on account). Same with categories.. i will see if i can open the
> > file..
>
> If this is a large export, it could be tough to look through the QIF  
> file but you can open it with TextEdit and search for the zzzz type  
> information easily.
>
>
>
> > Regarding sorting buckets -- that's great if you have say 10 buckets
> > -- but after import i have around 200... so way to many to drag and
> > drop.... glad your add alphabetical.... may i suggest you separately
> > alphabetize the income buckets from the others?  (they are already at
> > the top which is great.. :))... its kind of hard to ensure they're all
> > there right now... i had a  nested hierarchical scheme but seem to be
> > missing some (i will check the qif).
> > it was like so;
> > auto:
> >     Maintenance (one for each car)
> >     Fuel (one for each car)
> >     License (one for each car)
> >     Insurance (one for each car)
> >     Loan / Lease (one for each car)
> > etc
>
> > Again - i split out the car fuel per car - because in Canada you can
> > deduct various car costs depending on your business / employment type
>
> Alphabetical sorting was the only option prior to 1.4 and, as I said,  
> I'll add back an option in the future to do an alpha sort but still  
> allow you to manually move them around. But you may still need to  
> rethink your bucket structure if you're going to do envelope  
> budgeting. Having 200 buckets is massive and makes it very tricky to  
> plan and track cash flow.
>
> Peace,
>
> Kevin Hoctor
> [email protected]
> No Thirst Software LLChttp://nothirst.comhttp://kevinhoctor.blogspot.com
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