> Even if you leave some of the money in an income bucket, it's still > accounted for--in fact this is how I ensure I have a buffer--I just > allocate to my expense buckets less than I bring in each month. How > do you ensure that your buffer grows?
Blair, I think I might have switched the meaning of "buffer" on you, sorry. I was basically describing savings as a buffer for any data entry errors. If a mistake made me think I had more money to spend than I intended, then this would be absorbed by savings. Since I save some every month (the Savings bucket is part of my paycheck's Spending Plan), my savings is always growing, thus a more fantastic error can be absorbed (not that I expect this to happen). I actually don't allocate every penny of income, much like you describe, and leave that for discretionary manual allocating. It's nice to have this little bit in case I need to do some cleanup at the end of the month. And if I don't use it, that just means more for the next month. It's only a few dollars, though. There are a lot of neat ways to "trick" yourself into saving more, or into feeling like you have more to spend. :) --~--~---------~--~----~------------~-------~--~----~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to no-thirst-software@googlegroups.com To unsubscribe from this group, send email to no-thirst-software+unsubscr...@googlegroups.com For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~----------~----~----~----~------~----~------~--~---