> into a black hole. By not accounting for my savings, I am taking on > the risk of losing some of my savings without intending to, which I > realize is not for everyone. This is an automatic compensation for > errors, however, and I'm making the "risky" assumption that screw-ups > are equal-opportunity, and I'll add about as much as I take out. Yet I > set myself up to spend a bit less than I make, so this buffer is > always growing, and it would take a rather magnificent error to wipe > out my savings. I consider myself very good about measuring twice and > cutting once, though.
Drew, Thanks for your continued discussion. I did have a question.... How does your buffer keep growing? Is it because you create some deposits and don't assign them to buckets? It seems like the buffer should remain relatively static, assuming errors are "equal opportunity," or not made at all, unless somehow you intentionally bring money in to your cash-flow accounts that you don't make available to a bucket. Even if you leave some of the money in an income bucket, it's still accounted for--in fact this is how I ensure I have a buffer--I just allocate to my expense buckets less than I bring in each month. How do you ensure that your buffer grows? Thanks! blair --~--~---------~--~----~------------~-------~--~----~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to [email protected] To unsubscribe from this group, send email to [email protected] For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~----------~----~----~----~------~----~------~--~---
