Yes. The fact that there's not a mathematical connection between bank  
balance and bucket balance is the one thing that keeps me from using  
MoneyWell--it boils down to simply not trusting it!

(The fact that I'm still reading this forum shows that I really would  
like to have it be my One True Solution!)

ds

On Apr 16, 2009, at 3:34 PM, Lance wrote:

>
> On Apr 16, 11:46 am, Druzyne <[email protected]> wrote:
>> My suggestion to you, and others, is to only worry if the Bucket
>> Balance exceeds your account balances. If the Bucket Balance is less,
>> and you only focus on your bucket balances, that simply means you're
>> spending less money than you have available, which should be your  
>> goal
>> anyways. So don't worry!! You're doing yourself a favor and saving!  
>> If
>> you want to find out how much you have saved, just subtract the  
>> Bucket
>> Balance from your account balances.
>>
>
> I disagree. Ensuring your bucket balances equal your account balances
> is the money flow equivalent of reconciling your bank accounts. Sure,
> if the bank says I have more money in my account than I think I
> should, I'm happy, but that's still not a good place to be in. It
> means some mistake was made somewhere and it may come back to bite me
> eventually. Yes we should all spend less than we earn, but that should
> be a conscience decision, not an artifact of mistakes we've made in
> data entry.
>
> I still think MoneyWell should enforce this check by default as it is
> a huge stumbling block for new users. There could be a preference
> option for turning it off if you really want to, although I have yet
> to hear a compelling case for why you'd intentionally let your account
> balances diverge from your bucket balances.
>
> -Lance
>
>
> >


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