Hi Bill,

I would have thought the same, but Kevin and Drew are saying that as
the buckets are set to all month, the setting should be the second
half. I will try next month. I have no more money to allocate :-(

Best wishes


On Jun 9, 11:14 am, The Watkinson Family <thewatkins...@mac.com>
> Michael,
> If I understand you correctly, I think that you would want to set the  
> allocation for 1st Half.  This will ensure that when you want to  
> allocate on the 1st of the month, all your money will be allocated in  
> the 1st half (which is the half that you're in on the 1st of the  
> month).  I hope this makes sense.
> If you were to select second half on all of your buckets, they would  
> not be allocated unless you selected Allocate Income sometime during  
> the second half of the month.
> Grace to you,
> Blair
> On Jun 8, 2009, at 10:45 AM, Jason wrote:
> > Thanks everybody for the helpful responses!
> > On Jun 8, 6:09 am, bazcurtis <bazm...@bazmac.co.uk> wrote:
> >> Hi all,
> >> This is what I was trying to achieve, just for clarity.
> >> All my direct debits come out of Moneywell on the 1st of the month. I
> >> am paid on the first on the month. I want to fill my buckets in one  
> >> go
> >> at that time. From what I am reading I need to set the allocate  
> >> income
> >> to the 2nd half of the month and all will be well. Looking forward to
> >> next month :-)
> >> Best wishes
> >> Michael
> >> On Jun 8, 3:13 am, Druzyne <drew.k...@gmail.com> wrote:
> >>> Jason,
> >>> I just wanted to make sure you understand that the "Timing" of an
> >>> allocation is specified in two places: once on your Spending Plan,
> >>> where you specify First Half/Second Half/All Month for each bucket;
> >>> and second on the Allocate Income panel (after you click the  
> >>> "Allocate
> >>> Income" icon) where you specify that the allocation is for the First
> >>> Half or Second Half of the month.
> >>> The setting on the Allocate Income panel seems to adjust  
> >>> automatically
> >>> based on the current date, but it can be changed. So, for those like
> >>> myself who are paid once a month, and want to allocate once a month,
> >>> we must specifically choose a "Second Half" allocation on the  
> >>> first of
> >>> a month for all of our income to be allocated (since it's already
> >>> there). I believe this was what Michael was trying to achieve.
> >>> You really should try to see a difference between the "timing" of a
> >>> bucket, and the "priority" of a bucket. Priority means deciding that
> >>> if there are limited funds, the electric bill should always win out
> >>> against a vacation fund. This setting is best for those that have
> >>> variable or unpredictable income. Timing means that if you're paid  
> >>> bi-
> >>> weekly or semi-monthly, you can hold off on allocating to your
> >>> electricity bucket until the second paycheck, because the bill is  
> >>> due
> >>> at the end of the month. These settings have different purposes for
> >>> different situations.
> >>> I'm glad, however, that Kevin shared how priority figures into  
> >>> timing
> >>> and allocation. For those that allocate twice a month, it shows how
> >>> beneficial it would be to always set the timing of low-priority
> >>> buckets to "Second Half" (in the Spending Plan). It's not a big  
> >>> deal,
> >>> though, since you can always flow money out of low-priority buckets.
> >>> //Drew
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